Career Opportunities Financial Literacy Final Exam

This allows bank customers to deposit and withdraw money without the direct assistance of a bank employee.

• ATM
• Cashier
• Credit card
• Online banking

A plan to manage income, spending, and saving.

• a map

• a map
• a budget

• a schedule

a profit realized from the sale of property, stocks, or other investments

• revenue loss
• asset depreciation
• investment expense
• capital gain

a certificate issued by a bank to a person depositing money in an account for a specified period of time and will have a penalty if withdrawn early

• Savings account
• Checking account
• Credit card
• Certificate of Deposit

a written order to a financial institution directing the financial institution to pay a stated amount of money

• cash
• check

• debit card
• credit card

a written record collected by a credit agency that tracks a borrower's credit payments and whether or not payments are made on time

• a mortgage report
• a savings report
• a debit report
• a credit report

a not-for-profit institution that provides a wide array of financial services with potentially lower costs than commercial banks

• Payday loan company
• Credit union
• Pawn shop
• Investment bank

a payment of a portion of a company's net profits which is periodically made to stockholders

• dividend
• salary
• interest
• bonus

the interest paid on unpaid credit balances

• Random Charge

• Finance Charge

• Principal payment
• Late fees

expenses that are the same every month

• Variable expenses
• Fluctuating expenses
• Unpredictable expenses
• Fixed expenses