Financial Regulation Quiz

Which act is designed to prevent discrimination in the sale, rental, or financing of housing?

• Fair Housing Act

• Bank Secrecy Act

• Dodd-frank act

• Real Estate Settlement Procedure Act

Which act requires lenders to disclose information about all charges and fees associated with a loan?

• Bank Bribery Act

• Fair Credit Reporting Act

• Truth in Lending Act

• Electronic Funds Transfer Act

Which act is aimed at helping detect and prevent money laundering?

• USA PATRIOT act

• BASEL Accord 1

• Fair Lending Act

• Bank Secrecy Act

Which act provides common-sense protections for American families, creating a new consumer watchdog to prevent mortgage companies and pay-day lenders from exploiting consumers?

• Dodd-frank act

• Home Mortgage Disclosure Act

• Fair Credit Reporting Act

• Truth in Saving Act

Which act requires lenders, mortgage brokers, or servicers of home loans to provide borrowers with pertinent and timely disclosures regarding the nature and costs of the real estate settlement process?

• Electronic Funds Transfer Act

• Fair Lending Act

• Bank Bribery Act

• Real Estate Settlement Procedure Act

Which act prohibits discrimination in any aspect of a credit transaction?

• Fair Lending Act

• Truth in Lending Act

• Fair Credit Reporting Act

• Bank Secrecy Act

Which act protects information collected by consumer reporting agencies?

• BASEL Accord 2

• Fair Credit Reporting Act

• USA PATRIOT act

• BASEL Accord 1

Which act is designed to protect individual consumers engaging in electronic fund transfers (EFTs) and remittance transfers?

• Truth in Saving Act

• Home Mortgage Disclosure Act

• Bank Bribery Act

• Electronic Funds Transfer Act

Which act is aimed at preventing people from offering gifts to bank employees in return for special treatment?

• Dodd-frank act

• BASEL Accord 3

• Fair Housing Act

• Bank Bribery Act

Which act is designed to promote competition between depository institutions and make it easier for consumers to compare interest rates, fees, and terms associated with savings institutions' deposit accounts?

• Truth in Saving Act

• Bank Secrecy Act

• Fair Lending Act

• Fair Housing Act