Financial Literacy - checking accounts

This feature allows you to spend more than you have in your account. The bank usually charges a fee for each covered transaction.

• Overdraft protection

• Daily minimum balance requirement

• Online banking

• ATM fee

This fee is charged by your bank to process checks written on your account in a certain time frame.

• Overdraft protection

• Daily minimum balance requirement

• Check fee

• ATM fee

This requirement penalizes you if you don't maintain a certain balance in your account.

• Overdraft protection

• Daily minimum balance requirement

• Online banking

• ATM fee

This fee is assessed if you withdraw money from an ATM outside of your bank's network.

• Overdraft protection

• Daily minimum balance requirement

• Online banking

• ATM fee

This feature allows you to access your banking information online, including balances and your transaction history.

• Overdraft protection

• Daily minimum balance requirement

• Online banking

• ATM fee

You have $8 in your bank account, but you spend $10 on snacks at the store.

What feature do you need?

• Overdraft protection

• Online banking

• No daily minimum balance requirement

You need to check your bank balance, but you don't keep a written record of how much you spend.

What feature do you need?

• Overdraft protection

• Online banking

• No daily minimum balance requirement

You regularly spend ALL of the money in your account.

What feature do you need?

• Overdraft protection

• Online banking

• No daily minimum balance requirement