BWBB3193 QUIZ A222

Name

Matric Number

Banks have 2 major types of incomes

• Interest and non interest income
• Fixed and non fixed income
• Aset and liability
• Employment of funds

Fund-based income mainly come from, except?

• internal reserves
• depositors
• new capital
• capital market borrowings

Sources of bank non-interest income come from, except?

• trade finance
• payment and settlement services
• investment services
• loan business

The bankers can control over the price and interest rate on their deposits and borrowings to achieve volume, mix, and cost desired. This strategy is know as?

• Asset management strategy
• Liability management strategy
• Funds management strategy
• Asset liability management

Can bank managers control the level of market rates of interest?

• Yes
• No
• Maybe
• Not sure

Those are component of interest rates, except?

• Risk free real interest rate
• Risk premium
• KLIBOR
• BURSA

Those are re-priceable asset, except?

• short-term loans
• issued by govt and private borrowers
• variable-rate loans
• fixed loans

Those are re-priceable liability, except?

• borrowings from the money market
• short-term savings account
• money market deposit
• demand deposits