Final Term Quiz - Ebis invesment

Non-cash transactions processed through digital channels is the definition of

• E-money

• Digital payments

• E-commerce

• All answers are correct

Kitabisa.com is the example of

• Digital Payments

• Peer to peer lending

• Crowdfunding

• Digital commerce

Demographic segmentation divides the market based on factors such as:

• Climate and region

• Usage rate and brand loyalty

• Lifestyle and personality

• Age, gender, income, education

What is psychographic segmentation based on :

• Age and income

• Lifestyles, activities, interests, and opinions

• Geographic location

• Benefits sought from a product

16. Provide an example of a product that could benefit from behavioral segmentation and explain why.

Anda ikut berlomba. Anda menyalip orang di posisi nomor dua. Sekarang posisi anda nomor berapa?

• 2

• 1

• 3

• 4

Bila sebuah telur direbus hingga matang butuh waktu 1 menit, maka 10 telur butuh waktu berapa lama?

• 10 menit

• 5 menit

• 1 menit

• 15 menit

Jika ani memiliki uang sebanyak Rp. 1600. Kemudian dia membeli permen seharga Rp. 800. Berapa uang kembalian yang diterima ani?

• 800

• 200

• 500

• 700

Which of the following are the benefits of using technology in payments industry?

• Shorter settlement time

• New revenue opportunity

• All answers are correct

• Reduced errors

Advantages of Big Data Analysis for the financial industry

Answer explanation

–To enhance detection of fraud, retail customer service, and improvement of operational efficiencies.

–To identify exposure in real time across a range of sophisticated financial instruments like derivatives

-Predictive analysis of both internal and external data results in good, proactive management of a wide range of problems from credit and operational risk to customer loyalty and profitability