BUSINESS FINANCIAL AND CREDIT ASSESSMENT

1. Drawing up a repayment schedule for regular payment and full settlement

• Security

• Monitoring

• Bank position

• Financial position

• Market condition

2. Sunrise industries are experiencing growth and innovation. While sunset is the otherwise.

• Monitoring

• Bank position

• Financial position

• Security

• Market condition

3. To make sure the company doesn't have outstanding debt with another bank.

• Security

• Bank position

• Financial position

• Monitoring

• Market condition

4. To convey the bank the calculation that can be paid back either in short or long term.

• Monitoring

• Bank position

• Financial position

• Market condition

• Security

5.The credit officer has to ask more funds from other sources I.e. shareholders support if bank officer give greenlight the bank will financing the company.

• Banks position

• Security

• Monitoring

• Market condition

• Financial position

7. Credit officer calculate the company's debt ratio to show it to the bank

• Financial position

• Bank position

• Market condition

• Security

• Monitoring

6.Back in the day, Starbucks was the biggest go-to coffee company. But, due to the current event, everyone now changes to other coffe brands like Gigi coffe and Zus coffee.

• Monitoring

• Bank's position

• Financial position

• Security

• Market condition

7. 7.Credit officer calculate the company's debt ratio to show it to the bank.

• Financial position

• Bank position

• Monitoring

• Market condition

• Security

8. Unable to get bank's financing due to shareholders don't have any other funds from different sources. Due to that, credit officers are also unable to write down proper other funds for the bank eyes.

• Monitoring

• Market condition

• Financial position

• Bank position

• Security

9. Will come to visit customer's premises to check the progress of project financed

• Market condition

• Monitoring

• Financial position

• Bank position

• Security