Sasha is a Bank Manager. Every two weeks she receives a Paycheck from the bank. What do these paychecks represent?

• Her Taxes

• Her Credit

• Her Income

• Her Interest

Brenden works at a car dealership. Not only does he earn a salary, he also earns commission.
What should Brenden expect?

• Each of his sales will earn him the exact same amount of money

• Each of his paychecks will be for the exact same amount of money.

• He will not earn any income if he does not make any sales during a month

• He will be paid a percentage of the sales he makes in addition to his salary.

To create a monthly Budget: What do you need to know?

• The difference between Bonds and Stocks

• Your Monthly Income and Expenses (Spending)

• Your Savings Account Interest Rate

• The Current Inflation Rate

Look at the Chart: Who is BEST Prepared for a financial emergency?
HINT: How much are they are saving?

• Dennis

• Roman

• Ashleigh

• Particia

How does Saving Money help people?

• High-Paying Jobs

• Reduces their monthly expenses

• Gains High-Skilled Employment

• Covers Unexpected Expenses

Why is it a good idea to pay for purchases with Cash?

• Creates more jobs

• Paying with Credit can be more expensive

• People can get things quicker with Cash

• You can get approved for loans

What is the RISK of using Credit Cards?

• Earning less on investments

• Falling into unnecessary debt

• Reducing income earned each month

• Increasing the amount of taxes owed

John's weekly disposable income is $50.00.
Which option is the HIGHEST RISK of him LOSING his money WITHOUT any benefit?

• Investing in Stocks

• Storing his money in a safe

• Putting his money in a savings account

• Purchasing a video game

Each month, Malia has $200 of disposable income left over.
How would Malia increase her money the MOST if there was NO RISK involved?

• Depositing her money in the bank

• Purchasing goods with her money

• Storing her money in a safe at home

• Investing in the stock market

Answer explanation

Answer is Stock Market According to the Grade Level

What will making a personal budget help a person do?

• Lower their tax rate

• Earn a promotion at work

• Plan for emergencies

• Reduce their monthly bills