Викторина по банковскому делу

What is a bank?

• A financial institution that accepts deposits and issues loans

• An organization engaged in insurance

• A trading company that sells stocks

• A government institution that controls the economy

Which of the following types of banks serves only business clients?

• Credit union

• Retail bank

• Investment bank

• Commercial bank

Which of the following banks does not work directly with the public?

• Investment bank

• Central bank

• Commercial bank

• Retail bank

What law was passed in 2010 to reduce risks in the U.S. financial system?

• Consumer Protection Act

• Glass-Steagall Act

• Bank Secrecy Act

• Dodd-Frank Act

Which of the following accounts usually does not earn interest?

• Savings account

• Money market account

• Checking account

• Certificate of deposit account

Which of the following types of banks offers asset management services for wealthy clients?

• Retail bank

• Credit union

• Investment bank

• Commercial bank

Which of the following organs regulates national banks in the USA?

• Office of the Comptroller of the Currency

• Federal Deposit Insurance Corporation

• Department of the Treasury

• Federal Reserve System

Which of the following types of banks is a non-profit organization?

• Retail bank

• Credit union

• Investment bank

• Commercial bank

What is the maximum amount of deposit insurance in the FDIC?

• $250,000

• $500,000

• $100,000

• $1,000,000

Which of the following factors should not be considered when choosing a bank?

• Interest rates

• Color of the bank's logo

• Convenience of location

• Size of the bank