Hoạt động kinh doanh ngân hàng

What is the primary goal of credit investment for commercial banks in Vietnam?

• Risk diversification

• Profit generation

• Supporting businesses

• All of the above
  
  

2. Which of the following investments typically yields higher returns?

• Government bonds
  
  

• Corporate bonds

• Consumer loans

• Credit funds

What role does blockchain technology play in the future of banking?

• It complicates transaction processes.
  
  

• It ensures decentralized and secure financial transactions.
  
  

• It eliminates the need for digital banking.

• It restricts access to banking services.
  
  

What can banks use blockchain technology for?

• Speeding up transactions

• Reducing transaction costs

• Creating a safer payment system

• All of the above

   Which of the following is NOT a benefit of online shopping for consumers?

• Convenience

• Wider selection of products
  
  

• Inability to return items easily

• Price comparison
  

What is one way banks can better assess credit risk?

• By ignoring customer data
  
  

• By relying solely on historical loan performance
  
  

• By using digital technology for data analysis

• By minimizing customer interaction

What is a major advantage of investing in government bonds?

• High interest rates

• High risk
  
  

• Safety and liquidity

• Opportunity for high returns

Which of the following types of securities is issued by a bank?

• Treasury bill
  
  
  
  

• Certificate of deposit
  

• Corporate bond

• Preferred stock

Which of the following types of risks does a bank face when investing in government bonds?

• Credit risk

• Liquidity risk
  

• Interest rate risk

• Default risk

What valuable papers can banks use to increase their ability to mobilize short-term capital in the interbank market?

• Corporate bonds
  
  

• Investment fund shares
  
  

• State Bank bills

• Long-term certificates of deposit