Pathways: Financing Higher Education™ Return on Investment

A positive return on investment for higher education _____.

• happens when you get a really good scholarship and discounts on tuition

• is when your earnings potential is higher than the cost of your education

• is when you land a job after graduating

• happens when the costs of higher education are less than you expected

If your earning potential is higher than the cost of your higher education, you will have a _____.

• positive experience while earning a degree

• negative return on investment for higher education

• negative experience while earning a degree

• positive return on investment for higher education

Which of these is not something to consider when trying to get a positive return on investment (ROI) for higher education?

• The cost of attendance.

• The type of food that is offered on the meal plan.

• Your expected career income.

• The financial aid package that is offered to you.

Jobs and careers that require degrees or certificates generally _____ jobs that require little or no training.

• earn more money than

• earn less money than

• have the same salary as

• are less demanding than

Higher education typically has a positive return on investment because _____.

• jobs and careers that require a degree or certificate generally earn higher salaries

• it guarantees employment immediately after graduation

• it is always less expensive than other forms of education

• it provides instant wealth and success

Which is an example of why higher education typically has a positive return on investment (ROI)?

• The jobs you can get with higher education will earn more money than jobs without a degree or certificate.

• Higher paying jobs come with experience, not with earning a degree or certificate.

• Higher education usually results in a lot of debt which can be difficult to afford.

• The highest paying jobs come with a high school diploma which is an important reason to finish high school.

The full cost of attendance to an institute of higher education, including tuition, room and board, books and other costs is known as _____.

• a full ride

• the net cost

• the sticker price

• the reduced price

The sticker price of an institute of higher education includes _____.

• tuition, housing, food, books and other costs

• loans and their associated fees

• tuition, scholarship, grants and loans

• scholarships, grants and other forms of financial aid

What is a sticker price for higher education?

• The price of tuition broken down into monthly payments.

• The cost of each class broken down by how much each credit is worth.

• An analysis of how much you will pay after scholarships and grants have been accepted.

• The price of attendance including tuition, room and board, books and other costs.

Buying used textbooks, cooking your own meals and biking instead of driving can all reduce the _____.

• tuition for any given school

• full costs of higher education

• the overall amount of grants

• scholarship amounts awarded