Credit Report/FICO Score Review

The date on which a payment is due

• payment date

• pay date

• due date

• reporting date

firm that collects information about the creditworthiness of consumers

• consumer agency

• credit consumer agencies

• credit reporting agency

• credit bureau agency

a record of the borrower's credit history...like a report card.

• report card history

• consumer card history

• credit report

• borrower report

3 main credit bureaus

• union, travel, eqate

• transunion, equinox, equiface

• transunion, equifax, experience

• transunion,equifax,experian

a credit score method that reflects your credit risk

• credit score risk

• final credit score

• experian credit score

• fico credit score

what is the range of fico credit score

• 250-750

• 350-840

• 200-750

• 300-850

The higher your credit score

• the lower amount you can borrow

• the lower amount of time to repay

• the lower your score will increase

• the lower your interest rate

The difference between due date and reporting date

• one is bigger than the other

• one is at the beginning of the month

• one is when your payment is due

• one is when companies report your activities to the 2 credit bureaus

This type of credit inquiry does not impact your credit score

• annual inquiry

• monthly inquiry

• soft inquiry

• hard inquiry

This type of credit inquiry does impact your credit score

• solo inquiry

• impact inquiry

• hard inquiry

• soft inquiry