
Understanding Credit and Safe-Deposit Boxes
Authored by Ray Cartwright
Specialty
11th Grade

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10 questions
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1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What does a credit check indicate for cash-only guests?
It shows the guest's ability to pay with credit cards.
It reflects the guest's spending habits with cash.
It determines the guest's eligibility for loans.
It indicates financial reliability and history, which may not be directly relevant for cash-only guests.
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What happens if a credit card guest exceeds their credit limit?
The transaction will always be approved regardless of the limit.
The transaction may be declined or incur over-limit fees.
The guest will automatically receive a higher credit limit.
The guest will receive a cash reward for exceeding their limit.
3.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
How should front desk representatives handle a cash-only guest's account reconciliation?
Provide a detailed invoice without collecting cash
Ignore the charges and let the guest leave without payment
Front desk representatives should verify charges, prepare a statement, collect cash, provide a receipt, and update the system.
Charge the guest's account to a credit card
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the purpose of a safe-deposit box in lodging properties?
To display guests' personal items for security checks.
To serve as a mini-bar for drinks.
To provide guests with complimentary snacks.
To securely store guests' valuables.
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the maximum liability amount for valuables in a safe-deposit box?
Typically $1,000 to $5,000, depending on the bank.
Only $500 for jewelry and art.
No limit on the value of items.
Up to $10,000 for all banks.
6.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Can cash-only guests use the phone or watch movies?
Cash-only guests can use the phone, but not watch movies.
Yes, cash-only guests can use the phone and watch movies.
Only cash-only guests can watch movies, but not use the phone.
No, cash-only guests cannot use the phone or watch movies.
7.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What options do credit card guests have if they exceed the property's floor limits?
Ignore the limit and proceed with the transaction.
Request a cash advance from the hotel.
Provide an alternative payment method or seek approval.
Use a different credit card without notifying the property.
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