INVESTING FINAL

What is a "bull market"?

• A market in which stock prices are declining over an extended period
• A market with no significant price changes over time
• A market condition where stock prices are generally rising
• A market focused only on agricultural commodities
• A condition where prices are unpredictable and fluctuate daily

Do you know what the cool term is for the unique series of letters that represent a company's stock on the stock exchange? It's like a secret code for investors!

• Stock identifier

• Market code

• Company code

• Ticker symbol

• Exchange label

In the world of casinos, what does the term "house edge" mean? Imagine Nora and Jackson are trying their luck at the roulette table. What advantage does the casino have over them?

• The house edge is the mathematical advantage that a casino has over players, ensuring the casino makes a profit over time.

• The house edge is the total amount of money a casino spends on operating costs.

• The house edge refers to the highest bet allowed on a particular game.

• The house edge is the portion of a player's winnings that must be paid in taxes.

• The house edge represents the percentage of players who win at a casino.

Ever wondered what sneaky tricks casinos use to keep players glued to their seats? Check all that apply!

• Offering free drinks and food to players while they gamble

• Eliminating windows so people lose track of time and stay longer.

• Providing complimentary gifts or rewards for frequent players

• Using bright lights and sounds to create an exciting atmosphere

• Having large clocks so that people know exactly how long they have been gambling.

Imagine Mason and Grace are deciding what to do with their money. How does investing in the stock market differ from putting money in a savings account at a bank?

• Investing is always a less risky option than saving

• Investing typically earns between 1-2% while saving generally earns between 5-7%

• Stock market investments can grow or lose value, while savings accounts have guaranteed interest.

• Money in the stock market is accessible anytime, like a savings account.

• Investing is best for short-term situations like emergency funds; saving is best for the long-term

Imagine you're in a magical marketplace called the New York Stock Exchange......What is a stock in this enchanted world?

• A loan given to a business with guaranteed interest

• A savings account with a fixed interest rate

• A bond that represents corporate debt

• A share of ownership in a company

• A type of mutual fund for retirement savings

Emma and Aiden are discussing their future financial plans. Which of the following statements is true about investing?

• Investing guarantees a fixed income without any risk of loss.

• Only people with high incomes should consider investing.

• Investing can involve risk, but it also offers the potential for higher returns over time.

• Investments in the stock market always increase in value over time.

• Investing is the same as saving money in a regular bank account.

Imagine Maya and Elijah are planning their retirement. What is the relationship between when they start saving and how much they will need to save per month to reach their retirement goals?

• The later they start saving, the less they will need to save per month to catch up.

• The earlier they start saving, the less they will need to save each month to reach their goal.

• Starting early means they will need to save more each month to reach their goal.

• When they start saving does not affect how much they need to save each month.

• Starting later reduces the need for regular contributions due to higher interest rates.

Imagine you're on a treasure hunt with Isla, Kai, and Anika. What's the ultimate treasure you're all seeking through investing?

• To keep your money in a safe, low-risk account

• To avoid any type of financial risk

• To pay for daily expenses and short-term needs

• To guarantee a fixed amount of income each month

• To grow your wealth over time by earning returns

Charlotte and Benjamin are planning their financial future. Which of the following is considered a LOWER-RISK investment for them?

• Individual stocks in technology companies

• Cryptocurrency

• Real estate investments

• Government bonds

• Gold