TĐTD - CH (ta)

In the cost method, which factor is deducted from the replacement cost to determine the value?

• Market price

• Depreciation

• Rental income

• Land price

What does the "Safety Factor K" adjust in land valuation?

• The onstruction costs

• Market unit price of land

• Depreciation value

• Legal compliance

What is a Gross Rent Multiplier (GRM) used to evaluate?

• Asset condition

• Rental property value

• Market trends

• Collateral liquidity

Which entity is responsible for approving the final appraisal report in a bank?

• External appraisers

• Customers

• Relevant authorities within the bank

• Government

What kind of assets are considered "pledged assets"?

• Assets used for personal purposes

• Assets delivered to the bank to secure obligations

• Assets mortgaged to the bank

• Assets with no ownership documentation

A piece of land with an area of 500 square meters has a market unit price of $1,000/m². With a safety factor K of 0.7, what is the appraised value?

• $300,000

• $350,000

• $400,000

• $500,000

What is a key indicator of a well-functioning secondary market for real estate?

• Frequent government intervention

• Restricted number of buyers and sellers

• Efficient and unrestricted market

• High transaction costs

Which is the correct formula to calculate the appraised value of land use rights?

• Land price = Safety factor K × Market unit price × Land area

• Land price = (Market unit price ÷ Safety factor K) × Land area

• Land price = Market unit price × Depreciation × Safety factor K

• Land price = Land area × Construction cost

What does a higher Gross Rent Multiplier (GRM) indicate for a real estate investment?

• Higher profitability

• Higher costs relative to rental income

• Lower opportunity costs

• Better investment o

Which of the following is a limitation of the cost approach?

• It does not consider market trends

• It requires extensive market data

• It focuses on future cash flows

• It depends on rental income analysis