Jisa Maliakal, Baroda Academy Ernakulam

As per the KYC AML policy, the Bank has to undertake a review of the risk categorization of each customer on __________ basis.

• Monthly
• Quarterly
• Half-yearly
• Annually

As per the revised automated Re-KYC process, customers due for Re-KYC will be identified ___ months in advance before the expiration of regulatory timelines.

• 3
• 6
• 9
• 12

As per the KYC AML policy, the branches shall ‘Debit freeze’ non-KYC compliant accounts after giving customers two notices of a minimum of ____ days each to comply with KYC requirements.

• 5
• 7
• 10
• 15

As per the revised guidelines of the KYC AML Policy, the approval to open an account for a PEP is obtained from ___________

• Regional Heads
• Zonal Head (GM and above)
• GM Retail Liabilities
• General Manager (Operations), Head Office

As per the revised guidelines of the KYC AML Policy, Identify the risk category of an individual account with a declared annual income of upto Rs. 15 Lacs.

• Low Risk
• Medium Risk
• High Risk
• No such criteria

Identify which of the following shall be subjected to EDD

• Suspected Money Mule
• Jewellers
• Organizations receiving donations
• All of the above

As per the KYC AML policy, branches shall ensure that in the case of customers who are non-profit organizations (NPO), the details of such customers are to be registered on the ________ portal of NITI Aayog.

• Darpan
• UDGAM
• Pravaah
• None of the above

The total number of behavioral alert risk indicators implemented in the "AMLALERT" menu in the CBS system is ___.

• 39
• 45
• 52
• 62

Identify the CBS Menu for raising STR by branches.

• AMLRPT
• AMLALERT
• STRGEN
• STRPT

Identify which of the following needs to be ensured before raising STR through AMLALERT menu for existing customers:

• KYC/Re-KYC should not be pending
• Minimum -100- characters to be entered in GOS
• Occupation code should not be blank
• All of the above