Venkat_ BA Ernakulam

As per Bank Guidelines, all the Bank Guarantees favoring any of the beneficiaries registered with NeSL will be issued in Eletronic Form only. NeSL stands for

• National E-Governance Securities Limited
• National E-Governance Services Limited
• National Eletronic Services Limited
• National Electronic Securities Limited

If any of the branches intends to issue physical BG in lieu of E-BG to any of the registered beneficiary with NeSL, deviation should be obtained from

• RMCC
• ZOCC
• Head, Trade, FX & Remittances Department, BCC, Mumbai
• COCC-ED

The Cut off for Commercial CIBIL in MSME Solar Scheme is

• CMR6
• CMR7
• CMR5
• CMR4

The Business Vintage for units in MSME Solar Scheme for loans upto Rs.3.00 Crores is

• 2 years
• 3 years
• 5 years
• 1 Year

As per Interest Equalization Scheme (IES) on Pre and Post Shipment Rupee Export Credit, the following customers will be eligible under the Scheme.

• Non-MSME Exporters
• MSME Manufacturer Exporter
• Mid Corporate Exporter
• Large Corporate Exporter

The solar Term Loan requirement of ETB Clients having existing exposure upto Rs.50.00 Crores is to be considered by

• Sanctioning Authority based on the DLP for Total Exposure
• Sanctioning Authority based on the DLP on Stand alone Basis
• The Solar Term Loan Exposure should not exceed 20% of existing exposure
• All of the above

The Present Hurdle Rate under RAROC Framework is

• 11%
• 20%
• 16%
• 15%

The acceptable Commercial CIBIL Ranking for Non individual customers in case of all retail loan products except Future Rent Receivable Product is

• CMR6
• CMR7
• CMR4
• CMR5

The acceptable Commercial CIBIL Ranking for Non individual customers in case of Future Rent Receivable Product is

• CMR6
• CMR7
• CMR4
• CMR5

In case of receipt of any legal notice, the Bank should take which of the following precautions.

• The legal notice should be thoroughly studied to analyse the issue raised and attend to it expeditiously. If need be a proper reply notice to be got issued through Bank's empanelled Advocate.
• Non attending the legal notice should not be one of the causes or reasons for any eventual litigation.
• Legal notice also needs to be treated as complaint and attended accordingly for redressal
• All of the above