Math for Finance Semester Test REVIEW

If you don’t make your money _______, you’ll always wonder where it went.

• Behave

• grow

You must do a written ________ _______ plan every month.

• Cash spend

• Cash flow

You must keep your checking account _________.

• Balanced

• simple

_____ are a sign of crisis living and sloppy, lazy ____ habits.

• Overdrafts; money

• Debts; investing

If not managed and made to behave, the _______ card is certain to become a budget buster.

• Store

• debit

A written plan, if actually lived and agreed on, will remove many of the ______ ______ in a relationship.

• Money fights

• Happy talks

A written plan, if actually lived and agreed on, will remove much of the _______, ________ and _________ that may be part of buying necessities such as food or clothing.

• Guilt; shame; fear

• Anger; shame; fear

The _____ ________ works great for managing spending on things that don’t normally have a fixed monthly expense.

• Discretionary system
• Envelope system

________ how you’re going to spend money ________ you actually spend it.

• Plan; before
• Know; after

Money is a ______. It’s up to you to manage it.

• Necessity
• Tool