NGPF Credit

How would this transaction impact your checking account?

• Credit your account

• Debit your account

• No change to your account

How would this transaction impact your checking account?

• Credit your account

• Debit your account

• No change to your account

How would this transaction impact your checking account?

• Credit your account

• Debit your account

• No change to your account

How would this transaction impact your checking account?

• Credit your account

• Debit your account

• No change to your account

What does NGPF stand for in the context of credit education?

• Next Generation Personal Finance

• National Government Personal Finance

• New Global Personal Finance

• National Growth Personal Finance

Which of the following is a key component of a credit score?

• Age

• Income

• Payment History

• Marital Status

What is the primary purpose of a credit report?

• To track spending habits

• To provide a history of credit usage

• To calculate taxes

• To determine eligibility for government benefits

Which of the following is NOT a major credit bureau?

• Equifax

• TransUnion

• Experian

• Credit Karma

What is considered a good credit score range?

• 300-499

• 500-599

• 600-699

• 700-850

What is the term for the interest rate charged on a credit card balance?

• Annual Percentage Rate (APR)

• Credit Utilization Rate

• Debt-to-Income Ratio

• Fixed Rate