Liability

What is the accurate definition of Liability?

• A Legal Responsability whether the action is conscious or unconscious

• Guest falls from a chair

• If you think a case is Liability, always report it

What information do we need from insurance adjustors in order to verify them?

• Name and Phone number

• Name and Email

• Email and Phone number

• Name and Case number

Which are 2 examples of a claim?

• When there is clear Owner Negligence

• Owner/Partner lets us know something occurred but the Guest isn't pursuing

• Guest lets us know something has occurred but only calling as a courtesy

• When Guest has directly reported injury or damage to personal property

All Distro sites Report Claims to The Hartford.

• True

• False

Which distro site has its own Insurance Provider?

Choose two: What are other possible case types, may we need to create in Liability situations?

• External

• REPC

• LCR

• Listing for Sale

Ultimately we are not the decision maker but we submit the claim regardless of whether or not think is covered.

• True

• False

Our Liability coverage can be broken into 3 categories: Select the 3

• Guest sustains bodily injury

• We do not ask questions or investigate

• Guest sustains damage to their personal property

• Guest accidentally causes damage to a third-party property