OBJECTION HANDLING - APRIL 2025

Acknowledge Point for - I'll ask my family members

• I appreciate that you want to consult with your family members, it's a significant decision Ma'am.
• I hear your concern about the perception of term insurance as a loss if no unfortunate event occurs Sir/ Ma’am.
• I understand that time is valuable, and the medical process can seem time-consuming Sir/ Ma’am.
• It's great that you have life cover through your employer, many people find that beneficial Sir/ Ma’am.

Acknowledge Point for - I already have an insurance plan

• It's great that you've already taken steps to secure your financial future with an insurance plan.
• I appreciate that you want to consult with your family members, it's a significant decision Ma'am.
• I hear your concern about the perception of term insurance as a loss if no unfortunate event occurs Sir/ Ma’am.
• I understand that time is valuable, and the medical process can seem time-consuming Sir/ Ma’am.

Acknowledge Point for - FD returns are better if I put in FD for 3/5 years

• I understand the importance of considering different investment options for better returns Ma'am/Sir.
• It's great that you've already taken steps to secure your financial future with an insurance plan.
• I appreciate that you want to consult with your family members, it's a significant decision Ma'am.
• I hear your concern about the perception of term insurance as a loss if no unfortunate event occurs Sir/ Ma’am.

Acknowledge Point for - I am getting better returns at lesser prices through online mode

• It's great that you're exploring different avenues for better returns. Sir/Ma'am.
• I understand the importance of considering different investment options for better returns Ma'am/Sir.
• It's great that you've already taken steps to secure your financial future with an insurance plan.
• I appreciate that you want to consult with your family members, it's a significant decision Ma'am.

Acknowledge Point for - I'll get better returns If I put my money in Mutual Funds/Equity

• It's common to consider various investment avenues for better returns. Sir/Ma'am.
• It's great that you're exploring different avenues for better returns. Sir/Ma'am.
• I understand the importance of considering different investment options for better returns Ma'am/Sir.
• It's great that you've already taken steps to secure your financial future with an insurance plan.

Acknowledge Point for - I had a past experience with insurance

• I'm sorry to hear about your past experience, it's understandable that it may influence your decision Sir/Ma'am.
• It's common to consider various investment avenues for better returns. Sir/Ma'am.
• It's great that you're exploring different avenues for better returns. Sir/Ma'am.
• I understand the importance of considering different investment options for better returns Ma'am/Sir.

Acknowledge Point for - I'll confirm with my CA or my CA is advising to put money somewhere else

• It's wise to consult with a financial advisor, and I appreciate your commitment to seeking professional advice. Sir/Ma'am.
• I'm sorry to hear about your past experience, it's understandable that it may influence your decision Sir/Ma'am.
• It's common to consider various investment avenues for better returns. Sir/Ma'am.
• It's great that you're exploring different avenues for better returns. Sir/Ma'am.

Acknowledge Point for - I don't need an insurance Plan

• I understand your perspective on not feeling the immediate need for insurance Sir/Ma'am.
• It's wise to consult with a financial advisor, and I appreciate your commitment to seeking professional advice. Sir/Ma'am.
• I'm sorry to hear about your past experience, it's understandable that it may influence your decision Sir/Ma'am.
• It's common to consider various investment avenues for better returns. Sir/Ma'am.

Acknowledge Point for - You ask for too much documentation

• I appreciate your concern about the documentation required for the term plan Sir/Ma'am.
• I understand your perspective on not feeling the immediate need for insurance Sir/Ma'am.
• It's wise to consult with a financial advisor, and I appreciate your commitment to seeking professional advice. Sir/Ma'am.
• I'm sorry to hear about your past experience, it's understandable that it may influence your decision Sir/Ma'am.

Acknowledge Point for - I had a bad experience in the past

• I'm sorry to hear about your past experience, I understand it might have been disappointing Sir/ Ma’am.
• I appreciate your concern about the documentation required for the term plan Sir/Ma'am.
• I understand your perspective on not feeling the immediate need for insurance Sir/Ma'am.
• It's wise to consult with a financial advisor, and I appreciate your commitment to seeking professional advice. Sir/Ma'am.