
Credit and Debt
Authored by Patricia White
Social Studies
12th Grade

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19 questions
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1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is debt?
Money that is spent
Money that is owed because of borrowing
Money that you lend to others
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the best way to manage credit and debt?
use rewards
spend now worry later
Make big purchases
set goals and budget
3.
FILL IN THE BLANK QUESTION
1 min • 1 pt
What is the best credit score you can have?
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is true about a credit score?
Predicts the likelihood that a debt will be repaid
A low credit score represents a low risk to banks
The higher the credit score, the higher the interest rate you can get
credit scores are not important to banks
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What are you likely to find in a credit report?
Bill Payment History
Current Debt
Types of Credit Used
All of the above
6.
MULTIPLE SELECT QUESTION
45 sec • 1 pt
What are the three C's that determine if you are credit worthy? (Select 3)
Character
Capacity
Collateral
Cash
7.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Information that lenders gather about a borrower's willingness to repay a loan
Capacity
Collateral
Character
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