TN THANH TOÁN QUỐC TẾ

1. What is one way correspondent banking enhances profitability for commercial banks?

• A. By limiting services to local clients

• B. By increasing entry costs

• C. By reducing market entry costs

• D. By eliminating international operations

2. One way correspondent banking enhances competitiveness is by:

• A. Reducing staff in branches

• B. Offering higher interest rates

• C. Providing fast, safe, and accurate services

• D. Eliminating all fees for customers

3. Which of the following is NOT a step in establishing correspondent banking relationships?

• A. Assessing the partner bank

• B. Negotiating transaction limits

• C. Opening a domestic account

• D. Checking the legality of documents

4. A Nostro account is?

• A. A foreign bank account held by the customer

• B. A domestic bank account at our bank

• C. A demand deposit account of our bank at a foreign bank

• D. A joint venture account

5. What is a Vostro account?

• A. An account of our bank at a local branch

• B. An account of a foreign bank at our bank

• C. An account used only for advisory services

• D. An investment account

6. Which of the following is NOT listed as a main service of correspondent banking?

• A. Trade finance

• B. Loan issuance

• C. Clearing

• D. Insurance

6. Which of the following is listed as a main service of correspondent banking?

• A. Credit

• B .All of the above

• C. Deposit

• D. Payment

7. What percentage of cross-border USD payments does CHIPS control in the US?

• A. 75%

• B. 80%

• C. 95%

• D. 60%

6. Which of the following is NOT listed as a main service of correspondent banking?

• A. Trade finance

• B. Advisory

• C. Collection

• D. Assets

8. What is the role of SWIFT in banking?

• A. To manage client accounts

• B. To transport financial messages

• C. To control interest rates

• D. To issue credit reports