Types of Casualty Policies

What are the types of physical damage covered in auto policies?

• Collision, Other than collision, Specified perils.

• Comprehensive, Liability, Uninsured motorist

• Fire, Theft, Vandalism

• Personal injury, Property damage, Medical payments

What does liability in auto policies cover?

• Bodily Injury, Property Damage

• Comprehensive Coverage, Collision Coverage

• Personal Injury Protection, Uninsured Motorist Coverage

• Medical Payments, Rental Reimbursement

What are the components of automobile personal auto policies?

• Liability, Medical Payments, Physical Damage, Uninsured motorists

• Comprehensive Coverage, Collision Coverage, Liability Coverage, Personal Injury Protection

• Roadside Assistance, Rental Reimbursement, Gap Insurance, Towing Coverage

• Liability, Medical Payments, Physical Damage, Underinsured motorists, Who is an insured

What are the main types of casualty policies?

• Automobile: personal auto, Umbrella/Excess liability.

• Homeowners: property and liability coverage.

• Health: individual and group plans.

• Travel: trip cancellation and medical coverage.

What are the types of auto covered under auto policies?

• Owned, Non-owned, Hired, Temporary Substitute, Newly Acquired Autos.

• Only Owned and Hired Autos

• Only Non-owned and Temporary Substitute Autos

• Only Newly Acquired Autos

Who can be considered an insured in auto policies?

• The policy defines who is considered an insured.

• Only the policyholder is considered an insured.

• Any driver of the vehicle is automatically insured.

• Only named individuals on the policy are insured.

What expenses are covered under transportation and rental reimbursement in auto policies?

• Transportation Expense and Rental Reimbursement Expense.

• Fuel Costs and Maintenance Fees.

• Insurance Premiums and Towing Charges.

• Vehicle Purchase Costs and Registration Fees.