Insurance Quiz for Riders

What is the main purpose of personal accident insurance for food delivery riders?

• To pay road tax

• To protect income if injured in an accident

• To provide motorcycle loans

• To avoid JPJ summons

What is usually covered by personal accident insurance plans for riders?

• Loss of mobile phone

• Motorcycle service costs

• Injuries due to accidents while working

• Income tax

The minimum age to be eligible for personal accident insurance in Malaysia is:

• 15 years

• 17 years

• 18 years

• 21 years

If a rider is injured and unable to work for 30 days, what benefits can usually be claimed?

• Annual leave benefits

• Compensation for daily income loss

• Phone bill rebate

• Petrol incentive

What important document needs to be prepared to make an insurance claim after an accident?

• Movie ticket

• Copy of police report & medical report

• Picture of delivered food

• Motorcycle service receipt

What does 'temporary disability benefit' mean in personal accident insurance?

• Compensation if the rider dies

• Fixed payment if the rider cannot work temporarily

• Motorcycle insurance discount

• Protection against food damage

Personal accident insurance usually does NOT cover the following situations:

• Accidents while delivering food

• Injuries while delivering goods

• Accidents during illegal racing

• Accidents on the way to delivery location

What is 'accidental death benefit' in rider insurance?

• Compensation given to the rider's friend

• Compensation given to heirs if the rider dies due to an accident

• Annual allowance for the rider

• Free service voucher

Which of the following is usually NOT included in personal accident insurance benefits?

• Medical treatment due to accidents

• Compensation to customers if food is late

• Permanent disability compensation

• Death compensation

Why are riders encouraged to take personal accident insurance even if already covered by platforms (like Grab or Foodpanda)?

• To obtain an additional license

• Platforms do not provide a fixed salary

• Platform protection may be limited to working hours only

• So they can get a free motorcycle