Policy Multi 2

What is the most reliable evidence to verify that lessee already clear bad debt with social insurance?

• Reference from social insurance department officer

• Bank statement

• Form C12- TS for detail of Social Insurance with stamp of Social insurance dept

• All are incorrect

Who is defined as related person according to our warning list guideline?

• Shareholder with 30% but not the key person

• GD

• 1&2

• 1 & 2 are incorrect.

Which leased asset is not applied vehicle scoring?

• Truck with crane

• Ambulance

• Tank truck

• Bus

Which method is wrong to get appraisal price for leased asset if CO cannot make reference price?

• Use book value and calculate depreciation based on purchase year for sales and lease back case

• Custom declaration price for entrust import financial leasing

• Only take 50% of MO price for all type of leased asset

• 1&2

Who is the authority for waiving site checking?

• Credit manager if original CA authority is credit manager and below

• Credit leader

• Credit manager

• Authority of this CF

Waiving site checking time is count from which date?

• Last CF date with site checking

• Last site checking date

• Last CA approval date

• Last checking date

What are methods to verify if supplier for leased asset meets the requirement about core business?

• Website of national business registration portal

• Supplier's website

• Trading reference

• All are correct

Which situation should not choose withdraw with Non-risk?

• Withdraw CF because the applicant has delayed their investment plan.

• Withdraw CF because the applicant has weak credit base.

• Withdraw CF because the applicant invest machines by their own-capital.

• Withdraw CF because the applicant has borrowed money from their shareholders.

Which information can CO find in an applicant's bank statements?

• Delay principal & interest with banks

• Borrow money from other individuals

• Related persons by verifying individuals who usually deposit and withdraw money from the applicant's bank account.

• All are correct

How can CO make verify the applicant's factory when they go credit checking?

• Check the address that CO visit with the registered address on Tax website.

• Check the address that CO visit with the address on the rental contract (with bank statement).

• Check the address that CO visit with the address on the electric bill.

• All are correct