Gr11 finance/finansies

What is the formula for calculating simple interest?

Wat is die formule om eenvoudige rente uit te werk?

• A=P(1+i)^n

• A=P−(i⋅P⋅n)

• A=P(1+i⋅n)

• A=P(1−i)n

Which formula is used for reducing balance depreciation?

Watter formule word gebruik vir verminderde saldo waardevermindering?

• A=P(1+i)^n

• A=P−(i⋅P⋅n)

• A=P(1+i⋅n)

• A=P(1−i)n

An amount of R20 000 is invested at 10% p.a. simple interest for 3 years. What is the total amount?

Die bedrag van R20 000 is belê teen 10% per jaar eenvoudig saamgestel vir 3 jaar. Wat is die finale bedrag?

• R26 000

• R26 600

• R24 000

• R20 600

Which of the following is not a correct statement about compound interest?

Watter een van die volgende is nie ’n ware stelling oor saamgestelde rente nie?

• It includes the effect of compounding

  Dit sluit die effek van samestelling in

• The interest is calculated only on the original amount

  Die rente word slegs op die oorspronklike bedrag bereken

• It grows faster than simple interest

  Dit groei vinniger as eenvoudige rente

• A=P(1+i)n^

Wat is die effektiewe jaarlikse rentekoers as die nominale koers 8% p.j. is, saamgestel kwartaalliks?

What is the effective annual interest rate if the nominal rate is 8% p.a. compounded quarterly?

• 8%

• 8.24%

• 8%

• 8.82%

As R950 000 teen 13% p.j. oor 5 jaar depreseer met die reguitlyn-metode, wat is die waarde daarna?

If R950 000 depreciates at 13% p.a. using the straight-line method for 5 years, what is the value?

• R123 500

• R800 000

• R332 500

• R615 00

Which statement is true about effective interest rates?

Watter stelling is waar oor effektiewe rentekoerse?

• It is always lower than the nominal rate

  Dit is altyd laer as die nominale koers

• It ignores compounding

  Dit ignoreer samestelling

• It is always equal to or higher than nominal rate

  Dit is altyd gelyk aan of hoër as die nominale koers

• It only applies to simple interest

  Dit geld slegs vir eenvoudige rente

’n Belegging van R15 000 groei teen 8,5% p.j. saamgestel maandeliks vir 5 jaar. Wat is die totale bedrag?

An investment of R15 000 grows at 8.5% p.a. compounded monthly for 5 years. What is the total?

• R19 875

• R22 674

• R18 500

• R21 300

Which depreciation method decreases the value by the same amount each year?

Watter waardeverminderingsmetode verminder die waarde met dieselfde bedrag elke jaar?

• Reducing balance

  Verminderende salos

• Straight-line

  Reguitlyn

• Compound

  Saamgestel

• Nominal

  Nominaal

Ms Naidoo invests R95 000 at 8% p.a. compounded quarterly for 2 years. She then reinvests the total at 9.5% p.a. compounded monthly for another 5 years. What is the final amount in the account after 7 years?

Me Naidoo belê R95 000 teen 8% p.j. saamgestel kwartaalliks vir 2 jaar. Sy belê dan die volle bedrag weer teen 9,5% p.j. saamgestel maandeliks vir nog 5 jaar. Wat is die finale bedrag in die rekening na 7 jaar?

• R142 500

• R153 100

• R160 760

• R157 940