LifeValues Quiz

1. My decision about which vehicle to drive comes down to the main issue:

• a. My family members are on board with my decision, and the vehicle will serve all our needs as a family.
• b. I want a vehicle that is dependable and gets me where I'm going with the least amount of trouble.
• c. I'll weigh the costs and benefits of each vehicle and choose the one that meets my budget.
• d. I make enough to be able to afford the vehicle I love to drive even if the gas mileage is not great.

2. One important priority I have in looking for my next home includes finding:

• a. A place where I can make new friends (and/or my children can find friends and playmates)
• b. A home in a location where I can have more quiet and privacy
• c. A home in a nice neighborhood that will appreciate in value
• d. A home that has more space, more interesting amenities, or more modern features than my present home.

3. If I were to be late with a payment that would have serious credit consequences, I would worry most about:

• a. My reputation and credit score
• b. How this mistake could possibly have occurred and what I need to do so it cannot happen again
• c. Where I could obtain the money to make the payment
• d. The impact this might have on my partner or family

4. The fundamental reason for health insurance is, in my opinion:

• a. To prevent bankruptcy or severe financial strain possibly due to medical bills
• b. To be insured against loss of home, material things or lifestyle
• c. To protect the wellbeing of family or loved ones
• d. To allow life's adventures to continue

5. When I think about changing jobs, my main concern is:

• a. Whether the new job would pay enough so I can cover the costs of my lifestyle
• b. Finding work that allows me to help others and enjoy my colleagues
• c. The total financial package: pay, health care and retirement
• d. Having opportunities for personal fulfillment and challenge in my work

6. I tend to deal with my housing priorities:

• a. In terms of lifestyle, reworking my ideas to learn what I really want for myself.
• b. On a bottom-line basis: Do I have enough to make a comfortable down payment? Can I handle the monthly payments without too much worry?
• c. In terms of physical space: Will it have enough amenities? Extra guest rooms? Closets?
• d. By regarding home as the center of my family and social life where I can entertain and my children can have their friends over.

7. In deciding what to do with a sudden cash windfall, I would:

• a. Consider taking a trip around the world and enjoy myself thoroughly
• b. Investigate a variety of investment possibilities and the long-term return of each
• c. Use it to fund a need, wish or desire of a family member
• d. Buy a new house with all the amenities and comforts I've always wanted

8. In case of serious accident or illness, my support network would likely be:

• a. Well-established and responsive
• b. Not readily accessible
• c. Something I haven't really thought about
• d. In place but loosely organized

9. Any decisions I would make (or have already made) about planning for retirement are based on:

• a. The future needs of my partner and adult children and grandchildren
• b. The retirement calculations that I have made, which have given me a benchmark number toward which to target my savings for later life
• c. My desire to live an intellectually and physically fulfilled life as an older adult
• d. My ambition to maintain a comfortable lifestyle in a beautiful place and pleasant community during retirement

10. To feel totally satisfied with my housing, I would need:

• a. A place where I can live as I please and that reflects the real me to the outer world
• b. To know my family was 100 percent satisfied and comfortable in the home in which we live
• c. To know that my home represents a good investment as well as a comfortable place to live
• d. A different location or more physical space to expand into than I have in my present home