
QUIZ (CHAPTER 3)
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Other
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University
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Practice Problem
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Hard
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30 questions
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1.
MULTIPLE CHOICE QUESTION
45 sec • 1 pt
What is the main purpose of a household budget?
To spend more money
To track income and expenses
To reduce income
To avoid saving
2.
MULTIPLE CHOICE QUESTION
45 sec • 1 pt
Which of the following is a fixed expense?
Rent
Groceries
Entertainment
Clothing
3.
MULTIPLE CHOICE QUESTION
45 sec • 1 pt
What is the second step in creating a household budget?
Track expenses
Choose tools
Set goals
Determine income
4.
MULTIPLE CHOICE QUESTION
45 sec • 1 pt
Which tool is commonly used for budgeting?
Calculator only
Microsoft Excel or Google Sheets
Television
Video games
5.
MULTIPLE CHOICE QUESTION
45 sec • 1 pt
Tracking expenses helps you:
Spend more money
Ignore financial goals
Identify spending patterns
Increase debt
6.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Which of the following is NOT a benefit of budgeting?
Increased savings
Reduced financial stress
Overspending
Better debt management
7.
MULTIPLE CHOICE QUESTION
45 sec • 1 pt
An emergency fund should cover how many months of living expenses?
1–2 months
3–6 months
7–12 months
12–24 months
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