Deep Dive: Credit Cards, Home Sales, Volatility

The video discusses credit card utilization trends, highlighting a decrease in spending and an increase in available credit. It explores the implications of these trends on the economy, including potential reasons for the observed patterns. The video also examines new home sales data, noting a significant increase and its positive impact on the economy. Finally, it delves into market volatility, focusing on the performance of minimum volatility ETFs and their comparison to the S&P 500, highlighting the unusual behavior of these financial instruments.

What is the significance of the decrease in credit card utilization to 22.3%?

• It indicates an increase in consumer spending.

• It reflects a decrease in total available credit.

• It suggests a rise in credit card interest rates.

• It shows a trend of consumers paying down debt.

How did new home sales in April compare to economists' expectations?

• They remained stable.

• They decreased by 2.4%.

• They increased by 2.4%.

• They increased by 17%.

Why are new home sales considered more impactful on the economy than existing home sales?

• They have lower interest rates.

• They are more affordable.

• They are easier to finance.

• They contribute more to GDP and job creation.

What unusual trend is observed with minimum volatility ETFs?

• They have lower volatility than the S&P 500.

• They have surpassed the overall market volatility.

• They are less popular among investors.

• They have decreased in value.

What is a potential risk for investors in minimum volatility ETFs?

• Lower returns than the S&P 500.

• Decreased market liquidity.

• Increased interest rates.

• Higher volatility than expected.