HSBC CFO Mackay Says He's Encouraged By Loan Growth

The transcript discusses HSBC's 2016 performance, highlighting good operating results despite significant items like goodwill impairment and the UK bank levy. It covers revenue growth, particularly in Asian markets, and outlines shareholder returns, including dividends and buybacks. The discussion also evaluates financial strategies, emphasizing a strong equity ratio and the importance of adapting to global challenges like protectionism.

What were the two significant items that impacted HSBC's operating performance in the fourth quarter of 2016?

• Asian market downturn and UK bank levy

• Brexit and Asian market downturn

• US trade policies and Brexit

• Impairment on goodwill and UK bank levy

Which region showed encouraging loan growth for HSBC in the fourth quarter of 2016?

• Europe

• South America

• Asia

• North America

What was the total amount returned to shareholders by HSBC after the sale of its Brazilian business?

• 5 billion

• 1 billion

• 2.5 billion

• 3.5 billion

What is HSBC's common equity tier one ratio as mentioned in the transcript?

• 13.6%

• 14.2%

• 15.0%

• 12.5%

What are the three main focuses for HSBC when considering the use of surplus capital?

• Investing in business, reducing debt, increasing salaries

• Investing in business, sustaining dividends, share buybacks

• Expanding globally, reducing debt, increasing salaries

• Sustaining dividends, expanding globally, share buybacks

How does HSBC plan to handle potential challenges like protectionism?

• By reducing global operations

• By focusing solely on Asian markets

• By increasing its presence in Europe

• By adapting its business model and network

What percentage of global trade does HSBC's business cover?

• 70%

• 80%

• 100%

• 90%