What makes People Fund unique in the marketplace lending industry in Korea?
How South Korea’s PeopleFund Is Shaking Up P2P Lending

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Business, Social Studies
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University
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Hard
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7 questions
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1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
It operates without any government regulation.
It has the first and only marketplace lending law in the world.
It is the only company with a global presence.
It focuses solely on construction loans.
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
How does Korea's approach to P2P lending differ from China's?
Korea has no regulations in place.
Korea follows China's regulatory model closely.
Korea has worked with the government to create protective regulations.
Korea allows unlimited foreign investment in P2P lending.
3.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the expected impact of the new regulation on small companies in the P2P lending market?
They will receive government subsidies.
They will face challenges and possibly collapse.
They will thrive and expand.
They will merge with larger companies.
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is a significant trend in the Korean marketplace lending sector?
Expansion of small startups.
Consolidation of the market.
Decrease in consumer finance loans.
Increase in unregulated lending.
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the focus of People Fund's lending strategy?
Cryptocurrency investments.
International expansion.
Personal unsecured loans and mortgage loans.
Construction loans and project financing.
6.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
How does People Fund address the issue of high household debt in Korea?
By focusing on refinancing prime and near-prime customers.
By ignoring the issue and focusing on growth.
By offering new loans to increase debt.
By partnering with foreign banks to offer loans.
7.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the average interest rate offered by People Fund?
5%
11%
20%
15%
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