Wellness Programs Don't Seem to Work as Advertised

The video discusses employer-sponsored health insurance in the U.S., focusing on wellness programs as a cost-control measure. Despite their popularity, research shows these programs often fail to deliver promised savings and health improvements. Financial incentives can become penalties, raising fairness concerns. The Affordable Care Act supports such programs, allowing higher penalties. A case study of PepsiCo's program shows potential long-term savings, but mainly from disease management, not lifestyle changes. Employers may misunderstand research, thinking any wellness program reduces costs, but this is not always true.

What is the primary focus of employer-sponsored health insurance in the U.S. as discussed in the video?

• Reducing employee salaries

• Expanding employee benefits

• Implementing wellness programs

• Increasing insurance premiums

What is a common method used by wellness programs to encourage healthier behavior among employees?

• Offering free gym memberships

• Providing financial incentives

• Mandatory health check-ups

• Reducing work hours

According to the video, what percentage of firms believe wellness programs are effective in reducing costs?

• 33%

• 47%

• 18%

• 71%

What is a major criticism of wellness programs based on research findings?

• They require too much employee participation

• They are too expensive to implement

• They do not significantly improve health

• They are only available to large firms

How do wellness programs potentially shift costs onto employees?

• By increasing salaries

• By imposing financial penalties

• By reducing work hours

• By offering free health screenings

What was a key finding from the PepsiCo wellness program study?

• Cost savings were seen after three years

• Savings were only from lifestyle management

• Immediate cost savings were observed

• The program was discontinued after five years

What is necessary for wellness programs to achieve long-term cost savings according to the video?

• Focusing on lifestyle changes

• Targeting specific diseases

• Reducing the number of health screenings

• Increasing employee participation