Is the Savings Account Dead?

The video explores the concept of high yield savings accounts, highlighting the challenges in finding truly beneficial options. It provides a historical perspective on interest rates, comparing past and present scenarios, and discusses the impact of inflation on real returns. The video concludes with modern investment strategies, emphasizing the need for risk management to achieve positive real returns.

What role do banks play in the lending process with deposits?

In what ways have the expectations for savings accounts changed over the decades?

How do peer-to-peer lending platforms work, and what are their potential risks?