Practical Data Science using Python - EDA Project - 6

The video tutorial explores the relationship between loan grades, subgrades, and default ratios at Lending Club. It highlights the use of visualization and the crosstab function to analyze data, revealing insights into high default ratios across certain grades and subgrades. The analysis extends to loan terms, employer impact, and verification status, providing actionable insights for Lending Club to address high default rates. The tutorial also suggests exercises for further analysis, such as examining state-specific default ratios and cyclical influences.

What new insight or understanding did you gain from this video?