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WorksheetsUnit 1
Total questions: 18
Worksheet time: 9mins
Name
Class
Date
1.
What stage may include spending money on helping their children out once they have moved out?
a)
The Launching Stage
b)
The Developing Stage
c)
The Beginning Stage
d)
The Expanding Stage
2.
What is a consumer?
a)
Someone who eats
b)
Any person that purchases something
3.
What right addresses our ability to choose between products?
a)
The Right to Safety
b)
The Right to be Heard
c)
The Right to Choose
d)
The Right to be Informed
4.
What act protects against abusive practices of collectors?
a)
Fair Debt Collection Practices Act
b)
Truth In Lending Act
c)
Fair Credit Billing Act
d)
Fair Credit reporting Act
5.
What stage of the life cycle may involve expanding and buying a new home to fit the growing family?
a)
The Beginning Stage
b)
The Retirement Stage
c)
The Empty-Nest Stage
d)
The Expanding Stage
6.
What does FCRA stand for?
a)
Free Credit Report Act
b)
Fair Credit Recall Act
c)
Fair Credit Reporting Act
7.
What does FCBA stand for?
a)
Fair Credit Billing Act
b)
Flawless Care Because Act
c)
Flawless Care Because Act
8.
What act protects you against inaccurate and unfair credit billing and credit card practices?
a)
Truth In Lending Act
b)
Fair Credit Reporting Act
c)
Fair Credit Billing Act
d)
Fair Debt Collection Practices Act
9.
What does TILA stand for?
a)
Truth In Lying Act
b)
Truth In Lending Act
c)
Totally Incidental Act
10.
What law applies to "open end" credit accounts?
a)
Fair Credit Billing Act
b)
Truth In Lending Act
c)
Fair Credit Reporting Act
d)
Fair Debt Collection Practices Act
11.
What does FTC stand for?
a)
Federal Trade Commission
b)
Fair Trade Commission
12.
What is a need?
a)
Something that we must have in order to survive
b)
Something can live without
c)
Something we want
13.
What does FDCPA stand for?
a)
Fair Debt Collection Act
b)
Fair Debt Collection Practices Act
c)
Fair Debt Program Act
14.
In the state of Alabama, who would you file a consumer complaint with?
a)
The Attorney General
b)
The County Courthouse
c)
The District Attorney
15.
What right addresses our safety in regards to products?
a)
The Right to Choose
b)
The Right to a Lawyer
c)
The Right to Safety
d)
The Right to be Heard
16.
What stage may involve parents or married adults going through what is known as a mid-life crisis or empty-nest syndrome?
a)
The Retirement Stage
b)
The Launching Stage
c)
The Empty-Nest Stage
d)
The Developing stage
17.
What stage may involve costs associated with raising children throughout the years 2 1/2 through 18 years old.
a)
The Beginning Stage
b)
The Retirement Stage
c)
The Empty-Nest Stage
d)
The Developing Stage
18.
What is Want?
a)
Something that you need in order to survive
b)
Something that you do not need but may make your life a little easier.
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