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PBMF Ch 18-income and taxes

Total questions: 42

Worksheet time: 25mins

Name
Class
Date
1.
Required payments to a government are_______________. 
a)
income
b)
taxes
c)
income taxes
d)
medicare
2.
Total pay or earnings made over a one-year period before any deductions have been taken is _____________.
a)
gross annual income
b)
net monthly income
c)
net annual income
d)
gross monthly income
3.
total amount of earning made over a month before any deductions are____________.
a)
gross annual income
b)
net monthly income
c)
gross monthly income
d)
net annual income
4.
A deduction is
a)
gross income
b)
money added to your income
c)
net income
d)
money taken out of your income
5.

Martha's net income is $500, if her gross income is $850, how much are her deductions?

a)

0

b)

$350

c)

$500

d)

$1350

6.
Taxes are deducted from all employees paychecks
a)
true
b)
false
7.

Which one is NOT a payroll deduction?

a)

Health insurance

b)

Sales tax

c)

Payroll taxes

d)

Federal income tax

8.
To calculate time and a half pay rates....
a)
x normal rate by 0.5
b)
x normal rate by 1.5
c)
x normal rate by 2
d)
divide normal rate by 1.5
9.
Bill is paid $30 an hour, his time and a half rate would be
a)
$15/hour
b)
$45/hour
c)
$60/hour
d)
$75/hour
10.
Commission is based on
a)
how much you sell
b)
your profits
c)
your salary
d)
your retainer
11.
Kylie earns $120 000 a year, her monthly wage would be
a)
$1000
b)
$2307.69
c)
$10 000
d)
$14 400
12.

Harry is paid $20/hour, he works 5 hours at normal rates plus another 3 hours at time and a half. how much does he get paid?

a)

$160

b)

$190

c)

$220

d)

$320

13.

Giving up rewards in one area to receive better benefits in another area is a:

a)

opportunity cost

b)

trade-off.

c)

short-term objective.

d)

job duty.

14.

A Wage is...

a)

A set amount of money earned per month

b)

An Hourly payment

c)

A set amount of money earned each year

d)

% of sales

15.

What is the purpose of a W-4?

a)

To track your tax history

b)

To tell you how much you will earn each month.

c)

To give information to your employer so that they will know how much to withhold from your paycheck for taxes

d)

None of the above

16.
What is the amount of the monthly income remaining after all deductions have been taken?
a)
gross annual income
b)
gross monthly income
c)
net annual income
d)
net monthly income
17.

_______ are small amounts of money given by customers to service related workers in return for good service. 

a)
Commission
b)
Wages
c)
Bonus
d)
Tips
18.
It's important to spend money on things you need before spending money on things you want.
a)
True
b)
False
19.

Which term refers to expenses that occur regularly, at the same rate and are regularly paid?

a)

net expenses

b)

fixed expenses

c)

variable expenses

d)

gross expenses

20.

What is the difference between a budgeted amount and an actual amount?

a)

a deduction

b)

a deficit

c)

a surplus

d)

a budget variance

21.

Which term refers to expenses that change amounts each month ?

a)

net expenses

b)

fixed expenses

c)

variable expenses

d)

gross expenses

22.

Groceries are considered a fixed expense.

a)

True

b)

False

23.

All of the following are examples of earned income except

a)

Wages

b)

Commisions

c)

Dividends

d)

Net earnings from self-employment

24.

A salesperson receives a base salary of $1,200 per month plus a commission of 6 percent on each sale. The following sales were made this month:

Sale 1 $6,500

Sale 2 $10,320

Sale 3 $700

Sale 4 $1,180

Sale 5 $29,000

Calculate this month’s total earnings.

a)

2862

b)

4062

c)

28620

d)

19820

25.
The deadline to file your annual tax return
a)
March 15
b)
April 30
c)
April 15
d)
March 30
26.

The amount of federal income tax to withhold from your pay is based on

a)

gross pay

b)

marital status

c)

the number of withholding allowances

d)

all of the above are correct

27.

Self-employed people

a)

not eligible for Social Security

b)

do not have to pay Social Security tax

c)

do not have to earn work credits

d)

must pay both employee's and the employers's share of the social security tax

28.

What percent of your earnings goes to Medicare?

a)

1.45%

b)

.0145%

c)

6.2%

d)

.062%

29.

What percent of your earnings goes to Social Security?

a)

1.45%

b)

.0145%

c)

6.2%

d)

.062%

30.

The higher the number of allowances on your W-4, the

a)

higher the amount of taxes that will be withheld

b)

lower the amount of taxes that will be withheld

c)

The amount withheld remains the same

31.

Which of these is an example of unearned income?

a)

interest

b)

wage

c)

salary

d)

tips

32.

In Texas, you must pay state taxes

a)

True

b)

False

33.

When preparing a budget, the first thing you do is determine your budgeting period (week, month)

a)

True

b)

False

34.

What type of information is NOT included on a W-2 form?

a)

Employee's Personal Information

b)

Federal and State Taxes Deducted

c)

Wages

d)

Employer's Social Security Number

35.

What is the purpose of your W-2?

a)

To tell the employer how much to withhold from your paycheck

b)

To provide income and withholding information to the employee for the year

c)

To send to the IRS for tax reporting each year

d)

To report your retirement plan balance for the year

36.

Your employer is required to send you your W-2 for the previous year by what date?

a)

January 31

b)

April 15

c)

January 1

d)

Your employer doesn't prepare a W-2, the employee does

37.

Which TWO ARE the voluntary deductionS?

a)

Insurance

b)

Retirement

c)

Income tax

d)

Social Security

38.
What do taxes collected under the Federal Insurance Contributions Act (FICA) fund?
a)
Medicaid & Supplemental Security Income
b)
Medicare & Medicaid
c)
Social Security & Medicare
d)
Social Security & Medicaid
39.
When should you fill out a W-4?
a)
When you quit a job
b)
When you have 401K benefits 
c)
When you start a new job
d)
Whenever you feel like it
40.
Totals all of the deductions which have been withheld from an individual’s paycheck from January 1 to the last day of the pay period indicated on the paycheck stub
a)
payroll withholdings
b)
income tax
c)
social security
d)
year to date
41.
Who is responsible for providing the W2 form?
a)
You
b)
Your Employer
c)
Your bank
d)
The IRS
42.

You are required to file a tax return if you make over $12,550 (for 2021). Why might you want to file a tax return even if you aren't required to?

a)

To build your credit score

b)

To get a refund of all the taxes that have been withheld during the year

c)

You are not allowed to file a tax return if you make under $12,550 per year

d)

So you can earn a credit on your taxes for the following year