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Chapter 11 Test- Financial markets

Total questions: 20

Worksheet time: 10mins

Name
Class
Date
1.

income not used for consumption

a)

Investment

b)

Savings

c)

diversification

d)

return

2.

The use of income today that allows for greater production in the future.

a)

Investment

b)

Savings

c)

secondary market

d)

risk

3.

Collects funds from savers and invests the funds in loans and other financial assets

a)

investment objective

b)

secondary market

c)

primary market

d)

financial intermediary

4.

Two issues that play a major role in setting an investment objective.

a)

time and results

b)

time and income

c)

diversification and return

d)

risk and return

5.

the share of ownership in a corporation that gives holders voting rights and a share of profit.

a)

Common Stock

b)

Preferred Stock

c)

Stock index

d)

primary market

6.

The interest rate paid on a bond

a)

Coupon rate

b)

Par Value

c)

bond premium

d)

capital gain

7.

The amount that a bond issuer promises to pay the buyer at maturity.

a)

Par value

b)

coupon rate

c)

Capital gain

d)

return

8.

What is the relationship between risk and return?

a)

inverse

b)

direct

c)

multiple

d)

opposite

9.
When it comes to investments in general, the higher the ____ the higher the potential reward.
a)
Security
b)
Cost
c)
Risk
d)
Damage
10.

Banks bring together...

a)

savers and spenders

b)

savers and borrowers

c)

dealers and druggies

d)

cheeseburgers and fries

11.
"Bear Market"
a)
A period of time during which stock prices are falling
b)
A period of time during which stock prices are rising
c)
The network of structures that allows for the transfer of money between savers and investors
d)
Making high-risk investments with borrowed money
12.
"Bull Market"
a)
A period of time during which stock prices are falling
b)
A period of time during which stock prices are rising
c)
The network of structures that allows for the transfer of money between savers and investors
d)
Making high-risk investments with borrowed money
13.
"Stock Exchange"
a)
A person who manages the buying and selling of stocks
b)
A market where stocks can be bought and sold
c)
The range of investments held by a person or organization
d)
A report that describes a company's financial history
14.
"Yield"
a)
Money received after making an investment
b)
Percentage of an original investment that an investor collects
c)
The rate of return on a bond
d)
The interest rate a bond seller pays a bond buyer
15.
Profits made from investments are reported as...
a)
Capital Gains
b)
Capital Losses
c)
Bull Markets
d)
Bear Markets
16.
Corporate bonds are issued by...
a)
Private Companies
b)
Local Governments
c)
The Federal Government
d)
Banks
17.
High-risk bonds issued by new companies are often called...
a)
Junk Bonds
b)
Savings Bonds
c)
Municipal Bonds
d)
James Bonds
18.
Which tends to be riskier, stocks or bonds?
a)
Stocks
b)
Bonds
c)
Neither are risky
d)
Both are equally risky
19.

Market where financial assets are resold

a)

primary market

b)

secondary market

c)

tertiary market

d)

money market

20.

Stock that is paid first and offers no voting rights

a)

common stock

b)

preferred stock

c)

stock exchange

d)

Primary stock