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Know your Budget

Total questions: 15

Worksheet time: 6mins

Name
Class
Date
1.

Which one is NOT an expense?

a)

rent paid

b)

power bill

c)

salaries

d)

insurance

2.

Which one is NOT a need?

a)

food

b)

family

c)

shelter

d)

broadband

3.

What is a budget?

a)

an income statement

b)

a plan of estimated income and expenses

c)

a cashflow statement

d)

calculated plan

4.

Which one is NOT a benefit of using a digital budget?

a)

calculates automatically

b)

easy to update

c)

monitors regularly

d)

lose your mobile

5.

Which one is NOT an income?

a)

pension

b)

salaries

c)

wages

d)

shares

e)

rent paid

6.

Define a surplus?

a)

too much product

b)

income is greater than payments

c)

too much money

d)

excess expenses over income

7.

What does CAB stand for?

a)

Citizens Advice Bureau

b)

Children At Back

c)

City and Backpackers

d)

Cats and Bats

8.

Which reason isn't the best reason for you to save for?

a)

for the latest mobile phone

b)

for your board

c)

for your education

d)

for emergencies

9.

Which one is a fixed (same amount, same time) payment?

a)

food

b)

power

c)

mortgage

d)

petrol

10.

Which one is NOT a fixed (same amount, same time) income?

a)

on call part time job

b)

weekly wage

c)

salary

d)

fortnightly pocket money

11.

Define disposable income.

a)

spare income

b)

money left over after payments including savings

c)

money that is lost

d)

income from shares

12.

per annum means

a)

per person

b)

per annual

c)

per year

d)

per animal

13.

What's another word for expenses?

a)

rent

b)

wages

c)

income

d)

payments

14.

How do you calculate monthly?

a)

x 6 / 52

b)

x 12 / 52

c)

/ 52

d)

x 12 x 52

15.

What is one thing that you could do, to reduce a deficit?

a)

increase your gym membership

b)

reduce your rent paid

c)

increase your fastfood

d)

reduce your clothing allowance