BARU
Ukuran huruf
Lembar kerjaPOS GRIP Quiz
Total soal: 10
Worksheet time: 5mins
In Guaranteed Return Insurance Plan, On Maturity Life assured will get
Guaranteed Maturity Payout of 225% to 325% of the Basic Sum Assured
Guaranteed Maturity Payout of 225% to 325% of the total Premiums Paid
Guaranteed Maturity Payout of 225% to 325% of the Basic Sum Assured Plus Accrued Bonus
Aegon Life POS Guaranteed Return Insurance Plan (GRIP) is
A Non-Linked Participating Life Insurance Plan
A Non-Linked Non-Participating Life Insurance Plan
Mr Ajay (Age 35 years) opts for Aegon Life POS Guaranteed Return Insurance Plan. His plan details are:
• Basic Sum Assured: ₹ 291,371
• Policy Term: 15 years
• Premium Payment Term: 9 years
• Annualized Premium: ₹50,000. He survives the complete Policy Term, calculate Maturity Benefit.
6,26,448/- will be paid as lump sum on maturity
10,09,899/- will be paid as lump sum on maturity
8,01,270/- will be paid as lump sum on maturity
Mr Ajay (Age 35 years) opts for Aegon Life POS Guaranteed Return Insurance Plan. His plan details are:
• Basic Sum Assured: ₹ 291,371
• Policy Term: 15 years
• Premium Payment Term: 9 years
• Annualized Premium: ₹50,000. In case of Mr Ajay dies at the start of the 14th Policy year, Calculate Death Benefit.
7,42,996/- will be paid as death benefit and plan will close
8,78,782/- will be paid as death benefit and plan will close
Age Entry & Maturity Age criteria in POS GRIP
Age Entry: 1-50 Years/ Maturity Age: 18-70 Years
Age Entry: 1-55 Years/ Maturity Age: 18-65 Years
Age Entry: 1-50 Years/ Maturity Age: 18-65 Years
Age Entry: 1-55 Years/ Maturity Age: 18-75 Years
Premium Payment Term (PPT) & Policy Term (PT) options available in POS GRIP
PPT : 5/7/9 Years & PT : Any term between 10 to 20 Years
PPT : 5/7/9 Years & PT : 10 years or 20 Years
PPT : 5/7/9 Years/ Equal to Policy Term & PT : Any term between 10 to 20 Years
Mr Ajay (Age 35 years) opts for Aegon Life POS Guaranteed Return Insurance Plan. His plan details are:
• Basic Sum Assured: ₹ 291,371
• Policy Term: 15 years
• Premium Payment Term: 9 years
• Annualized Premium: ₹50,000. In case of Mr Ajay dies (natural Death) after 32 days, what benefit will be paid to nominee?
The beneficiary will receive 100% of the premiums paid till the date of death (excluding any taxes). During waiting period of 90 days the Death Benefit will not be payable.
5,00,000/- will be paid & Plan will be closed
Mr Ajay (Age 35 years) opts for Aegon Life POS Guaranteed Return Insurance Plan. His plan details are:
• Basic Sum Assured: ₹ 291,371
• Policy Term: 15 years
• Premium Payment Term: 9 years
• Annualized Premium: ₹50,000. In case of Mr Ajay dies (Accidental Death) after 32 days, what benefit will be paid to nominee?
5,00,000/- will be paid & plan will close
No death benefit paid as death occurred within 90 days
Which medical grid will be applicable for POS GRIP
No Medical Grid will be applicable as it's non medical product
Yes, Medical Grid same as other Savings Plan
How much Guaranteed Addition will be accrued on maturity for PPT of 7 Years & PT of 20 Years?
90% of Basic Sum Assured
200% of Basic Sum Assured
