______________is a word, phrase, symbol, and/or design that identifies and distinguishes the source of the goods of one party from those of others.

___________is a word, phrase, symbol, and/or design that identifies and distinguishes the source of a service rather than goods.

______________protects original works of authorship including literary, dramatic, musical, and artistic works, such as poetry, novels, movies, songs, computer software, and architecture.

Patents and federal trademarks are handled by______________.

is a limited duration property right relating to an invention, granted by the United States Patent and Trademark Office in exchange for public disclosure of the invention.

is a word, phrase, symbol, and/or design that identifies and distinguishes the source of a service rather than goods.

A gentleman is injured at work at a construction site. He will not be able to work for two months. What insurance supports his injury?

It's tornado and storm season. The house you live in now needs roof repairs after the hail damage. Which insurance would be used?

Car accidents happen daily. If in case of an accident, this out-of-pocket money must be paid before insurance begins the coverage.

A child's parent passes away suddenly. This insurance will help cover the loss of finances.

Contract between the person and insurance company

The recipient of assets passed on from the death of a friend or relative

Paperwork filed with an insurance company in order to get them to cover a loss for someone they insure

Applies to the amount of protection you have through an insurance company in the event of a loss

Amount you must pay before you begin receiving any benefits from your insurance company

The state or quality of being obligated according to law or equity

Describes the type of coverage in an insurance agreement

Amount you pay monthly, quarterly, semiannually or annually to purchase different types of insurance

A legally enforceable declaration of how a person wishes his or her property to be distributed after death

______________ insurance provides financial protection against overwhelming medical expenses

What kind of Auto Insurance covers the cost of repairs, damages, and medical bills from resulting injuries?

What kind of Auto Insurance may not provide enough money for repairs after an accident ?

What kind of Auto Insurance Policies make your insurer pay for your repairs, and If totaled, they pay the value of the car?

What kind of Auto Insurance protects you if you’re involved in an accident with an uninsured driver ?

What kind of Auto Insurance will have your insurer handle any situation, and is not just a policy exclusively over car accidents ?

What kind of Auto Insurance, no matter who’s at fault, can cover costs of medical bills ?

What kind of Auto Insurance is made for drivers who still owe money on their cars?

A suretyship is a contractual relation in which a(n) _______________ party agrees to be primarily liable for the debt or obligation if payment or performance becomes overdue.

__________________ is the process of receiving a portion of a debtor's wages directly from his or her employer.

The ____________________________ requires complete and clear disclosure of loan terms.

Bankruptcy law protects

___________________ and child support payments cannot be discharged by bankruptcy.

The federal ______________________________ permits merchants to offer discounts to customers who pay cash.

The federal ___________________ applies to professional bill collectors or agencies that regularly try to collect consumer debts for clients.

Form of bankruptcy that allows an individual to submit a plan to repay debts in 3 to 5 years

bankruptcy that allows businesses to create a plan to “reorganize” and pay off their debts over time

1. bankruptcy that allows family farmers and fishing business owners to recover from debt

Requires the debtor to liquidate (sale) nonexempt property to repay creditors

A statistical number that evaluates a consumer’s creditworthiness and is based on credit history

What is the range of credit scores?

How long does bankruptcy stay on your credit report?

How long does negative information stay on your credit report?

Detailed report of an individual's credit history prepared by a credit bureau

Vince is being threatened by his credit card company after falling behind in his payments. What law protects him against this concern?

Michelle obtained a letter from Nordstrom stating that her credit application had been approved. Michelle can spend up to $15,000 and the annual interest rate is 15.99%. Nordstrom followed which law?

Joan is concerned she will be turned down for a loan because she is a single female. What law protects her against this concern?

Jason lost his credit card while on a recent trip. Which act will limit his liability?

Janet stole money from several different checking accounts. She had to pay a $5,000 fine and spent five years in prison. Janet violated which act?

Tammy obtained a loan with an interest rate of 39.99% from a bank. Which law did this financial institution violate?

Mark’s credit report indicates non-payment of a credit card bill. Mark wants to correct this error. Which act was passed by Congress to assist Mark in correcting this dispute?

Danielle applied for a position with the FBI. She has the right to know that they viewed her credit history while checking her background. This right is granted by which act?

VISA increased Jimmy’s interest rate from 10.99% to 15.99% without notifying him of this change in writing. Which law did VISA violate?

What restricts the amount of interest that can be charged for credit?