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Checks and Registers

Total questions: 70

Worksheet time: 2hrs 30mins

Name
Class
Date
1.
________________: a financial institution licensed as a receiver of deposits.
a)
bank
b)
credit card
c)
checking account
d)
savings account
2.
________is a transactional deposit account held at a financial institution that allows for withdrawals and deposits.
a)
checkbook register
b)
savings account
c)
atm
d)
checking account
3.
A __________ is an informal record of all deposits to and withdrawals from a given account
a)
balance
b)
bank statement
c)
register
d)
transaction
4.
___________: Report released (on a fixed date every month) by banks that lists deposits, withdrawals, checks paid, interest earned, and service charges or penalties incurred on an account.
a)
bank register
b)
bank statement
c)
bank record
d)
bank list
5.

Checks that have not yet been received or paid by the bank are called

a)

cancelled checks

b)

service checks

c)

check registers

d)

outstanding checks

6.

______ allows you to do your banking by using your personal computer and the Internet

a)

electronic funds transfer (EFT)

b)

direct deposit

c)

computer banking

d)

online banking

7.

If Jonathan pays all of his bills using his checking account, he will have -$660 left in his account. If he needs to maintain a minimum balance of $100, what amount should he transfer from his savings account?

a)

$560

b)

$760

8.

What is the number at the bottom of a check that identifies your bank?

a)

Account number

b)

Personal identification number

c)

Routing number

d)

Check number

9.
Draws money directly from your checking account when you make the purchase. It can be used where a credit card can be used.Generally, you will use your PIN to complete the transactions.
a)
Debit Card
b)
Credit Card
c)
ATM Card
d)
Check
10.
This is a written order to a bank to pay the amount stated to the person or business named on it.
a)
safe deposit
b)
demand
c)
overdraft
d)
check
11.
To take money out of the bank​
a)
Deposit
b)
Overdraw
c)
Withdraw
d)
Balance
12.
To put money in the bank​
a)
Deposit
b)
Withdraw
c)
Overdraw
d)
Balance
13.

What is part 3?

a)

Drawer’s Name, Address, and Phone #

b)

Amount of check in figures

c)

Drawer Signature

d)

Banks Name

14.

What is part 4?

a)

Drawer’s Name, Address, and Phone #

b)

Amount of check in figures

c)

Amount of check written

d)

Banks Name

15.

What is part 6?

a)

Date

b)

Amount of check in figures

c)

Amount of check written

d)

memo

16.

What is part 11 top?

a)

check number

b)

Person’s Account number

c)

Routing number

d)

Proofing

17.

Where do you sign the check?

a)

2

b)

5

c)

6

d)

4

18.

I am writing a $40 check to Walmart for groceries. Where do I write Walmart on the check?

a)

5

b)

2

c)

6

d)

3

19.
What is the starting balance on this check register?
a)
4720.33
b)
4500.00
c)
4500.75
d)
4320.00
20.
What was the balance of the account at the end of the day on 7/24?
a)
4720.33
b)
4320.03
c)
5091.15
d)
4500.75
21.
What happened on 7/5?
a)
a paycheck was deposited
b)
check #164 was written
c)
nothing
d)
the balance went up
22.
What is the balance on 6/25?
a)
1,177.80
b)
1,000.00
c)
1,157.80
d)
320.55
23.
Shannon makes a deposit in her checking account. She has checks for $178.16 and $36.00. She gets back $20.00 in cash.
What is her total deposit?
a)
$214.16
b)
$198.16
c)
$194.16
d)
$234.16
24.
Transaction:
Hannah paid her rent by writing a $400 check to her landlord.  This is a _________.
a)
Deposit (+)
b)
Withdrawal (-)
25.
a)

A

b)

B

c)

C

d)

D

26.
a)

A

b)

B

c)

C

d)

D

27.
a)

A

b)

B

c)

C

d)

D

28.
a)

$864.31

b)

$99.31

c)

$141.31

29.
a)

A

b)

B

c)

C

d)

D

30.
a)

$45.10

b)

$245.10

c)

$344.10

31.
What should be written on line 5?
a)
the date
b)
the amount of the check
c)
reminder/memo
d)
your signature
32.
What should be written on line 6?
a)
the date
b)
the amount of the check
c)
who the check is going to
d)
your signature
33.

What goes in section A?

a)

Date

b)

Withdrawal

c)

Deposit

d)

Check #

34.

What goes in section B?

a)

To

b)

Date

c)

Withdrawal

d)

Balance

35.

What goes in section C?

a)

Withdrawal

b)

Deposit

c)

Balance

d)

Description

36.

What goes in section D?

a)

deposit

b)

withdrawal

c)

Description

d)

date

37.

What goes in section E?

a)

Withdrawal

b)

Deposit

c)

Balance

d)

Transaction

38.

What goes in section F?

a)

Transaction

b)

Withdrawal

c)

Deposit

d)

Balance

39.
Used to withdraw cash or make deposits.
a)
Debit card
b)
PIN
c)
ATM
d)
Check register
40.
A legal document that functions like cash.
a)
Check
b)
ATM
c)
Deposit slip
d)
PIN
41.
Debit cards require using this to access the account to perform transactions.
a)
ATM
b)
PIN
c)
Check register
d)
Checking account
42.
A blank endorsement on a check:
a)
Has no effect on the check
b)
Cancels the check
c)
Creates a check that can be cashed by anyone
d)
Restricts the use of the check
43.

Jamahl Jones earned $20.50 cutting grass, $16.50 babysitting, and $4.95 selling two baseball cards. He puts all but $10.00 in his checking account. What is his total deposit?

a)

$41.95

b)

$31.50

c)

$30.00

d)

$31.95

44.

Which of the following is the correct word form to write on a check for the amount $756.50?

a)

seven hundred fifty six and 50/100 dollars

b)

seven hundred fifty-six and 50/100 dollars

c)

seven-hundred fifty-six and 50/100 dollars

d)

seven hundred fifty-six and 0.50 dollars

45.

Belinda Diaz received her bank statement for August. Use the amounts in the table below to find her present balance. What is her present balance?


Previous Balance $879.98

Deposits $456.00

Checks $323.01

Service Charge $4.56

Interest $3.45

Present Balance ????

a)

$1,012.97

b)

$1,011.86

c)

$1,086.11

d)

$998.76

46.

Martha Chung’s bank statement is shown below. Her previous balance was $132. What is her present balance?

a)

$162.99

b)

$156.59

c)

$234.65

d)

$159.56

47.
Deposits into a bank account.
a)
Credits
b)
Debits
c)
Hold
d)
Drawer
48.
The process of verifying the bank’s records to make sure that no errors have been made.
a)
Reconciling
b)
Check Clearing
c)
Hold
d)
Endorse
49.
The amount of money in a checking account at the beginning of a statement period.
a)
Starting Balance
b)
Ending Balance
c)
Bank Statement
d)
Outstanding Deposits
50.
The amount of money in a checking account at the end of a statement period.
a)
Starting Balance
b)
Ending Balance
c)
Bank Statement
d)
Outstanding Checks
51.
The act of signing the back of a check when cashing it.
a)
Endorse
b)
Hold
c)
Balancing
d)
Debit
52.
You write a check for $76 to your friend and your friend cashes the check for the correct amount, however you recorded the check in your register as $67 instead of $76. How would you handle that $9 difference when reconciling your account? 
a)
Add $9 to check register
b)
Subtract $9 from check register
c)
Add $9 to bank statement balance 
d)
Subtract $9 from statement balance
53.
Your aunt gives you a check for $25 for your birthday and you deposit the check into your checking account. A few days the check was returned because of ‘insufficient funds’ and the bank takes the $25 you deposited out of your account. How would you handle that $25 deduction when reconciling your account? 
a)
Add $25 to check register 
b)
Subtract $25 from check register 
c)
Add $25 to bank statement balance
d)
Subtract $25 from statement balance
54.
When you use a debit card, 
a)
the money you spend is deducted from your checking account.
b)
you do not need to pay the bill until you get a statement from the bank.
c)
you are subject to various fees charged by the merchant.
d)
you run a greater risk of having funds lost or stolen.
55.
The bank statement you receive each month 
a)
is a record of what you owe the bank.
b)
is the bank’s record of all of your transactions. 
c)
shows your checkbook balance. 
d)
is the only proof you’ll receive of deposits and withdrawals.
56.
Which is the most accurate when it comes to knowing your checking account balance?
a)
Bank Statement
b)
Mobile Banking App
c)
Online Statement
d)
Check Register Balance
57.
Which of the following is the correct word form to write on a check for the amount $756.50? 
a)
Seven hundred fifty-six and 50/100 
b)
Seven hundred fifty-six and 00/100
c)
Seven hundred and fifty-six and 50/100
d)
Seven fifty-six and 0.50 dollars
58.
Which of the following is the correct way to write the amount $73.78 on a check?
a)
seventy-three dollars and 78/100 cents
b)
seventy-three and 78/100
c)
seventy-three dollars and 78/100
d)
seventy-three and seventy-eight
59.
A signature on the reverse side of a check indicates a
a)
blank endorsement.
b)
deposit endorsement.
c)
restrictive endorsement.
d)
special endorsement.
60.
The Check Register:
a)
Lists all accounts and their account numbers
b)
Is located directly on the Company Navigation Bar
c)
Keeps track of the company purchase orders and vendors
d)
Records all transactions affecting the Checking account
61.
Which of the following will NOT deduct money from your bank account directly?
a)
An ATM
b)
A credit card
c)
A debit card
d)
 A check
62.

Writing a check for a major purchase is safer than than carrying a large amount of cash to the store.

a)

True

b)

False

63.

A document that provides an official signature that the bank can compare the one on a check is the

a)

check register

b)

deposit slip

c)

signature card

d)

bank draft

64.

Which of the following is the best way to keep track of your check balance?

a)

A. reconciling your bank statement each month

b)

B. solely relying on checking your balance online

c)

C. checking your balance by calling the bank daily

d)

D. checking your balance at an ATM when you make a deposit

e)

Both C and D

65.

This is used to withdraw or deduct money from your checking account.

a)

A. credit card

b)

B. debit card

c)

C. ATM card

d)

Both B and C

e)

Both A and B

66.

The process of comparing and adjusting one's checkbook balance to agree with the bank's is

a)

Checkbook registering

b)

Bank reconciliation

c)

Endorsing

d)

Withdrawing

67.
Reconciling your account is one way to make sure it will not be overdrawn. 
a)
True
b)
False
68.
The advantage of using your _________________________ is that you always know your account balance.
a)
phising
b)
deposit slips
c)
checkbook register
69.
If a banker questions the endorsement on your paycheck, he or she can compare it with the _________________________ you filled out.
a)
deposit slio
b)
checkbook register
c)
signature authorization form
70.
If you discover that the bank has deposited your money in the wrong account, the bank will need to issue a(n) _________________________ to the correct account.
a)
debit
b)
credit

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