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Managing your money

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

Which is not a Fee?

a)

OverDraft

b)

Atm

c)

Minimum balance

d)

Late

2.

What is Online Banking?

a)

Complete certain transactions from a secured Internet site

b)

Transactions completed with no physical connection between the payment device and the Point of Sale (POS) device or store clerk

c)

Going to the bank

d)

Apps that many depository institutions have developed that allow online banking access

3.

What does ATM stand for ?

a)

At The Moment

b)

At the Market

c)

Automated Teller Machines

d)

Asynchronous Transfer Mode

4.

What is a Debit Card ?

a)

A plastic card that is connected to the cardholder bank

b)

A gift card

c)

Netspend Direct Deposit

d)

PayPal

5.

What is Contactless Payment ?

a)

amount of money after taxes and deductions

b)

transactions from a secured Internet site

c)

transactions from the machine without human assistance

d)

no physical connection between the payment device

6.

What are two most common saving tools ?

a)

Saving Accounts

b)

Reconciling an account

c)

Checking Accounts

d)

Social Security Account

7.

What is Saving Account ?

a)

designed to hold money, access to money is more limited and earn interest

b)

a tax on items purchased in retail stores

c)

provides an easy method for transferring money, checks, debit cards, withdraw, and electronically transfer

d)

charged on property, buildings, car

8.

How can you deposited a checking account ?

a)

by writing a check

b)

by a app

c)

going to Walmart

d)

going to the mailbox

9.

What can you do with credit ?

a)

Function in the same manner as checks but faster and more portable

b)

Withdraw and deposit money

c)

Loans

d)

a card in front of a sensor for fast and easy transactions

10.

What is interest ?

a)

the price paid for using someone else's money

b)

Information, advice, and assistance with a wide range of financial topics

c)

Store valuable personal items

d)

Secure types of payments such as traveler’s checks, certified checks, cashier’s checks, and money orders

11.

What is Mobile Banking ?

a)

insured credit unions

b)

the ATM

c)

at the bank

d)

applications through phone

12.

What does FDIC mean ?

a)

National Credit Union Administration

b)

Federal Deposit Insurance Corporation

c)

Deductions and exemptions

d)

the schedule of the period you work

13.

What are two types of depository institutions ?

a)

Credit Union

b)

Online Bank

c)

Commercial Bank

d)

Mobile Bank

14.

What are taxes ?

a)

tax on earned and unearned income

b)

a tax on items purchased in retail stores

c)

charges on consumption items

d)

the sum of money demanded by a government to support the government itself as well as specific facilities and services

15.

What is net pay ?

a)

take away the amount of tax you actually owe

b)

the schedule of the period you work

c)

amount of money after taxes and deductions

d)

amount of money you have earned before anything is taken out