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Unit Three Practice Quiz

Total questions: 17

Worksheet time: 6mins

Name
Class
Date
1.

This is a term for vehicles that lose their value over time

a)

Depreciation

b)

Appreciation

c)

Model

d)

Age

2.

This is the length of a typical vehicle loan:

a)

3 Years

b)

10 Years

c)

15 Years

d)

30 Years

3.

The lender will do this to your vehicle if you fail to make payments on your loan:

a)

Repossess

b)

Foreclosure

c)

Evict

d)

Retire

4.

Chevrolet, Ford and Toyota are examples that refer to your vehicle?

a)

Model

b)

Make

c)

Year

d)

Mileage

5.

What is the typical interest rate on a house loan?

a)

5%

b)

10%

c)

15%

d)

24%

6.

How long is the typical home mortgage in the United States?

a)

3 Years

b)

10 Years

c)

30 Years

d)

100 Years

7.

Something like a house, that goes up in value over time is building?

a)

Interest

b)

Depreciation

c)

Liquidity

d)

Equity

8.

Converting something to cash as quickly as possible

a)

Interest

b)

Depreciation

c)

Liquidity

d)

Equity

9.

Selling something (precious metals, stocks, land) for more than was originally paid for it:

a)

Capital Loss

b)

Capital Gain

c)

Liquidity

d)

Equity

10.

What does the average household owe on their credit card?

a)

Nothing

b)

Over $5,000

c)

Over $10,000

d)

Over $15,000

11.

What is the interest rate charged on credit cards?

a)

0%

b)

5%

c)

10%

d)

24%

12.

What should more adults use to keep track of where their money goes each month?

a)

Piggy Bank

b)

Jars

c)

Envelopes

d)

Budget

13.

When the stock market is doing well, what usually happens to the precious metal market?

a)

It goes up like the stock market

b)

Absolutely Nothing

c)

It goes down in value

14.

Which of the following is at the top of the risk pyramid?

a)

Collectibles/Precious Metals

b)

Savings Account

c)

Bank CD

d)

Stocks

15.

What percent of millionaires are Entrepreneurs?

a)

0%

b)

25%

c)

50%

d)

67%

16.

Trade in Value is usually higher than selling a car privately, according to Kelly Blue Book

a)

True

b)

False

17.

What Percent of Americans are living, "Paycheck to Paycheck?"

a)

70%

b)

50%

c)

30%

d)

0%