wayground logo

Free Printable Worksheets

NEW

Font size

S
M
L
XL
Worksheets

Credit Scores

Total questions: 20

Worksheet time: 17mins

Name
Class
Date
1.

Applying for a credit card only affects your credit score if you use the card.

a)

False

b)

True

2.

Paying less than the minimum payment on your credit card bill doesn’t count as a missed payment.

a)

True

b)

False

3.

A high credit card limit can be a bad thing.

a)

True

b)

False

4.

You must carry a balance on your credit cards to build a credit history.

a)

False

b)

True

5.

The more credit cards you have, the better.

a)

True

b)

False

6.

Payment history accounts for around _______ of your credit score.

a)

1/2

b)

3/4

c)

35%

d)

90%

7.

Which of these show your credit history?

a)

Credit score

b)

Credit report

c)

Both

8.
Student loans impact your credit score.
a)
Myth
b)
Fact
9.
Race and gender are factors in a credit score.
a)
Myth
b)
Fact
10.
Capacity to pay will be taken into account when you apply for a credit card or loan.
a)
Myth
b)
Fact
11.
How can someone between ages 18-20 establish credit?
a)
Checking/savings account
b)
Debit card
c)
Paying with cash
d)
having a parent pay
12.
Which of the following is one of the 3 nationally recognized credit bureaus?
a)
Equifax
b)
Federal Reserve
c)
Postal Office
d)
Grocery Store
13.
Your credit score is not configured off of which of the following:
a)
Payment history
b)
Amount owed
c)
GPA
d)
Length of credit history
14.
Which of the following items can be found on a credit card statement?
a)
payments made and new charges
b)
fees and interest charged
c)
year to date totals and how long it will take you to pay it off w/minimum only
d)
all of these
15.
Bank of America issues you a credit card with a maximum balance of $1,000.  This is an example of:
a)
Finance Charge
b)
Co-Signer
c)
Minimum Payment
d)
Credit Limit
16.
Which of the following may request your credit report?
a)
insurance companies
b)
your employer
c)
your landlord
d)
all of the above
17.

What type of credit score is this 570?

a)

Average

b)

Great

c)

Poor

d)

Excellent

18.

Which is an exceptional credit score?

a)

672

b)

555

c)

713

d)

813

19.

Which of the following probably has the highest credit score? Assume that all of them have made regular monthly payments on time.

a)

An 18 year old college freshman

b)

A 20 year old waitress with two active credit cards

c)

A 40 year old business owner with two cars, a house, and four active credit cards

d)

A 50 year old with five credit cards who rents his house.

20.

What makes a person a good cosigner?

a)

A high credit score

b)

A steady income

c)

The ability to pay for your loan if you can’t

d)

All of the above