BARU
Ukuran huruf
Lembar kerjaStandard 9: Fraud and Identity Theft
Total soal: 15
Worksheet time: 4hrs 45mins
Using a person’s name or personal information without permission to make purchases or get loans is called
fraud.
acting.
identity theft.
impersonation.
Bargain City advertises a special price on a certain type of roller blades. They really do not have those roller blades in the store. Instead, they have a much more expensive brand to sell you at double the advertised price. This practice is called
fraud and hook.
illegal advertising.
bait and switch.
false advertising.
You are invited to invest in a birthday club. Once a month, the club meets to celebrate those with birthdays that month. You are required to pay $1,000 to join the club, and you are promised to receive $500 for every person you get to join the club. What should you do?
Do not join. You do not know enough people who have $500 to invest.
Go for it. Your best friend invited you to join, so it must be a good deal.
Go for it. You only need to get two people to join, and you get your money back.
Do not join. This is a Ponzi Scheme, and you will probably lose all of your money.
If someone comes to your door offering you a great opportunity to invest in a new company, you should
listen to their sales pitch to see if it is legitimate.
tell them you are not interested and ask them to leave.
listen to their sales pitch even though you are not interested.
sign up for the investment and call your friends so they can invest too.
People who attempt to swindle or trick you into illegal schemes are commonly called
schemers.
con artists.
film flames.
embezzlers.
If you become the victim of fraud or identity theft, you should
have a good laugh because it happens to everyone.
call the police immediately and report what happened.
contact the person or persons involved and tell them to stop.
keep quit about it because you made a bad choice and it is your fault.
“Dumpster Diving” refers to the practice of
going through someone’s trash to find any hidden treasures.
a new video game where you race dumpsters through a junk yard.
going through someone’s trash looking for personal information on it.
throwing a prize in a dumpster, then everyone jumps in to see who can
find it first.
Which of the following steps would help reduce your potential of being a victim of consumer fraud?
Delete all e-mails asking for personal information without responding to them.
Go along with a scheme so you get more information and then report it to local law enforcement officials.
If you get a special offer in the mail, send cash so they cannot get your personal information from a check or credit card.
Give your best friends your personal information, like your Social
Security number and bank account number(s), in case anything happens to you.
_______________ is a legal term used when someone knowingly deceives you for their own personal gain.
Fraud
Phishing
Scheming
Identity Theft
The MOST secure password for Internet or other uses should include
your first name or birthday.
a series of letters than mean nothing.
your Social Security number.
a combination of numbers and letters.
Which of the following is NOT a good way to protect yourself from being a fraud victim?
Enter your personal information on a Web site so you can get more information before deciding on an investment.
Take time to do careful research before giving money or personal information.
Avoid letting emotions interfere with financial decisions.
Get all information in writing before giving money or personal information.
Setting up a false company only to ask people to buy stock in it is called
security fraud.
investment fraud.
long firm fraud.
firm fraud.
One of the BEST ways to protect yourself from identity theft is
keeping your Social Security card in your billfold.
shredding all papers with personal information.
throwing away all credit card offers without opening them.
using your Social Security number as your driver’s license or ID number.
Recent changes in legislation now allow you to get a copy of your credit report
for a small fee once a year to check for ID theft.
for a small fee every other year to check for its accuracy.
free of charge once a year to check its accuracy.
free of charge as often as you need one.
If you think you are a victim of fraud, you should contact
an attorney to sue the three credit bureaus for giving out your personal information.
the Fraud Division of the three credit bureaus to request a fraud alert on your files.
the Fraud Division of the Federal Trade Commission to request they mark your files with a fraud alert.
the three credit bureaus to request they suspend all activity in your file until the problem is resolved.
