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IRA Quiz

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

You cannot contribute to an IRA if you've already maxed out your 401k for the year.

a)

True

b)

False

2.

You can contribute to both a Roth IRA and a Traditional IRA in the same tax year.

a)

True

b)

False

3.

Married couples that file jointly can combine their IRA funds into a jointly funded spousal IRA.

a)

True

b)

False

4.

You can begin withdrawing IRA funds in retirement at age 62, the same age you can start collecting Social Security.

a)

True

b)

False

5.

You can withdraw Roth IRA funds at any time without incurring tax or penalty.

a)

true

b)

False

6.

It does not matter what income level you are at, you can contribute to an IRA.

a)

True

b)

False

7.

The 2019 maximum IRA contribution is $6,000 with a catch-up contribution of an additional $1,000 for those over 50.

a)

True

b)

False

8.

You must contribute to an IRA in order to receive the Retirement Savings Contribution Credit.

a)

True

b)

False

9.

The deadline to contribute to IRA’s is December 31 (the final day of that calendar year).

a)

True

b)

False

10.

Traditional IRA’s give you tax benefits now while Roth IRA’s give you tax benefits in retirement.

a)

True

b)

False