WorksheetsRound 3 - ICICI - GENERAL BANKING
Total questions: 20
Worksheet time: 20mins
Who issues one rupee notes in India?
RBI
Ministry of Finance
Ministry of Corporate Affairs
NABARD
At present how many public sector banks are working in India?
27
25
29
21
What are ‘Open Market Operations"?
Activities of SEBI-registered brokers
Selling of currency by the RBI
Selling of gilt-edged securities by the govt
Sale of share by FIIs
Bank deposit that can be withdrawn without any notice are called?
Account Payee Deposit
Fixed Deposit
Variable Deposit
Demand Draft
Green Banking means?
Development of Forestry by Banks
Financing of Environment Friendly Projects by Banks
Financing of Irrigation Projects by Banks
All of these
An instrument of qualitative credit control in India is?
Open Market Operations
Credit Rationing
Change in Reserve Ratio
Bank Rate Policy
The present Indian monetary system is based on?
Gold Reserve System
Proportional Reserve System
Convertible Currency System
Minimum Reserve System
With which of the following is SARFAESI Act 2002 related?
Recovery of bad loans
Regulation of Foreign Exchange
Fixation of interest rates
Acquisition of small banks
Which of following agencies laid down guidelines for foreign companies who wish to raise money for Indian capital market?
RBI
IRDA
Registrar of Companies
SEBI
Which of the following banks was inaugurated by Mahatma Gandhi in 1919?
Bank of Maharashtra
Bank of Baroda
State Bank of Saurashtra
Union Bank of India
What are teaser loan rates charged by banks?
Rate of interest which is competitively changed in relation to other banks
Floating rate of interest charged by banks
Low rate of interest in the initial period which goes up subsequently
Higher rate of interest in the initial period which goes down subsequently
Currency Swap is an instrument to manage?
Currency Risk
Interest Rate Risk
Currency and Interest Rates Risk
Cash Flow in Different Currencies
Regional Rural Banks were established in the year__
1975
1972
1973
1969
The share of State Govt in the capital of Regional Rural Bank is____
50%
15%
25%
35%
ATMs that are owned and managed by non-banking entities are known as____
Red Label ATMs
White Label ATMs
Green Label ATMs
Blue Label ATMs
What is the ratio of deposits which commercial banks are required to keep with themselves called?
CRR
SLR
both
Deposits which are payable after the expiry of a fixed period are called -
time deposits.
demand deposits.
NONE
Which bank is called lender of last resort?
Commercial bank
Agricultural bank
Central bank
What is the reserve deposit ration (rdr)?
the proportion of money RBI lends to commercial banks
the proportion of total deposits commercial banks keep as reserves
the total proportion of money that commercial banks lend to the customers
What is the Cash Reserve Ratio (CRR)?
the fraction of the deposits that commercial banks lend to the customers
the fraction of the deposits that RBI must keep with commercial banks
the fraction of the deposits that commercial banks must keep with RBI
