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Worksheetsday 4
Total questions: 46
Worksheet time: 23mins
Name
Class
Date
1.
In which types of Mobile Phone SBI Anywhere app can be used?
a)
Java enabled phone
b)
Any phone
c)
Smart phone
d)
Option a) & c)
2.
What is mPassbook in SB Anywhere?
a)
To view 25 latest transactions of account
b)
To view mini statement
c)
Option to maintain electronic passbook in Mobile
d)
Option to make a request to send the Passbook in Mobile phone
3.
Which of the statements is not true about State Bank Anywhere Personal app?
a)
This app is only for the personal segment account holder
b)
It requires registration and activation code for authentication
c)
Customer can register for Retail Internet Banking through ATM/Debit card and then download the application for use
d)
One of the features, “Quick Transfer” where the Customer may send the money by adding beneficiary upto Rs.10000/-
4.
Per day transaction limit in case of third party transfer within SBI and Interbank transfer – NEFT through State Bank Anywhere Personal app is
a)
Rs.10 lakh & Rs.50 lakh
b)
Rs.50 lakh & Rs.50 lakh
c)
Rs.50 lakh & Rs.10 lakh
d)
Rs.10 lakh & Rs.10 lakh
5.
Which of the statement is not true about State Bank Anywhere Personal app?
a)
Per day transaction limit for Credit Card VISA Transfer is Rs.1 lakh
b)
Per day transaction limit for third party transfer within SBI Transfer is Rs.10 lakh
c)
Per day transaction limit for IMPS is Rs.5 lakh
d)
Per day transaction limit for SBI Life Premium is Rs.1 lakh
6.
Which option is not available in pre-login section under State Bank Anywhere Personal app?
a)
Card blocking
b)
eLocker Enquiry
c)
mPassbook
d)
Card blocking for International usage
7.
Which non-financial transaction is not available under State Bank AnywherePersonal app?
a)
Cheque Book request
b)
TDS enquiry
c)
NEFT/RTGS request
d)
Aadhaar Linking
8.
Which options have Nil charges for transactions?
a)
Quick transfer upto Rs.1000/-
b)
Transfer through mCash
c)
Transfer through IMPS (Any amount)
d)
NEFT upto Rs.1 lakh
9.
Which is not the pre-requisites for BHIM SBI Pay in the following options?
a)
Mobile - Android 5.2 and above, with internet connection
b)
Mobile number present in the android handset should be registered in Bank account
c)
Valid email address
d)
Details of debit card linked to the account required for UPI PIN set up
10.
Which is not correct for BHIM SBI Pay?
a)
Virtual Payment Address(VPis compulsory
b)
Account number & IFSC Code is one of the payment option
c)
QR Code is one of the payment option
d)
MMID is one of the payment option
11.
What is the transaction limit on BHIM SBI Pay?
a)
Maximum limit is Rs.100000/- and Minimum limit is Rs.100000/-
b)
Maximum limit is Rs.100000/- and Minimum limit is Rs.50000/-
c)
Maximum limit is Rs.50000/- and Minimum limit is Rs.100000/-
d)
Maximum limit is Rs.50000/- and Minimum limit is Rs.50000/-
12.
What is not true about SBI Mingle app?
a)
It is not available in desktop version
b)
Money can be transferred through Facebook only
c)
Money can be transferred through Facebook and Tweeter
d)
All are correct
13.
Under NUUP which number need to be dialled by the customer?
a)
*121*
b)
*595#
c)
*511#
d)
*99#
14.
What is Value added service under NUUP?
a)
Generate MMID
b)
Balance Enquiry
c)
QSAM (Query Service on Aadhaar Mapper) or *99*99#
d)
None of these
15.
How to register for SBI quick?
a)
SMS need to send as 'REGaccount number'
b)
SMS need to send as 'REGmobile number'
c)
SMS need to send as 'REGaadhaar number'
d)
None of these
16.
Which option is not available under SBI Quick?
a)
ATM Card blocking
b)
Account Statement through e-mail
c)
ATM Card ON/OFF
d)
Download SBI Anywhere Personal app
17.
Which of the following is not true about Green Remit Card?
a)
Only for Non-Home Cash Deposit Transaction
b)
No VVR checking required for transactions done by GRC
c)
Mapped to a particular beneficiary account which is having remitter's credential
d)
The card holder must be an account holder of the branch
18.
Which of the statement is not true about SBI Appkart App?
a)
It is a smartphone application
b)
It covers 16 different apps
c)
All the linked apps can be directly opened, and installation of these apps are not compulsory
d)
It supports SBI Smart, SBI Quick, SBI Anywhere Saral and SBI Anywhere Corporate apps
19.
Which statement is true about SBI Appkart App?
a)
It is available in 13 languages
b)
The user need to register and set 6 digits PIN before using
c)
There are 2 categories in this app Retail and Corporate
d)
There are 12 apps in Retail category
20.
Which of the following is not true about SBI Samadhaan app?
a)
Only State bank customer can use this app
b)
Housing Loan interest certificate can be generated
c)
Account statement can be generated
d)
Complaints can be raised
21.
What is the maximum amount of issue for Corporate Achiever Card?
a)
Rs.100000/-
b)
Rs.200000/-
c)
Rs.400000/-
d)
Rs.500000/-
22.
What are the modes to reload eZ-Pay Card?
a)
At Branch
b)
Through Retail Internet Banking
c)
Through GCC Machine
d)
Only a & b above
23.
What is true about Imprest Card?
a)
It is Variant of eZ Pay Card
b)
Only for Railway employes
c)
Minimum reload is Rs.100 per load and Maximum load is Rs.100000/-
d)
All the above
24.
Which of the following is not true about Foreign Travel Card?
a)
It is covered under FEMA 1999 Act
b)
Maximum daily limit of transactions in ATM is USD 3000 or its equivalent
c)
The top-up/reloading only at Home branch
d)
3 cards per account can be issued
25.
What is true about eligibility criteria for issuance of Foreign Travel Card?
a)
Citizen of India travelling abroad (Except Nepal & Bhutan)
b)
Students going abroad for higher studies
c)
Corporate who sends their employees abroad for official purpose
d)
All the above
26.
What is not true about Green Channel Counter?
a)
No need to fill the vouchers
b)
Operate through Debit Card/Green Remit Card
c)
Operate through SME Insta-deposit card and Business debit card
d)
All the above
27.
What do you mean by Attribution of electronic messages as per IT act?
a)
Assigning an electronic message in the name of somebody
b)
Send a link to the originator of message
c)
Send a reply to the originator of message
d)
To link an electronic message or transaction to its originator in a way that the originator is prevented from repudiating it
28.
An NRI committed an internet account fraud sitting in USA. Whether action can be initiated against him as per extant IT Act?
a)
No, as offence was committed outside India
b)
Yes, but can be proceeded against when he visits India next time
c)
Yes, as regards contravention or offence committed by any person, it also extends outside India
d)
None of the above
29.
When is a digital signature is said to be secure ?
a)
The same was unique to the subscriber, Identification of the subscriber was possible
b)
It was created under or using methods under the exclusive control of the subscriber
c)
The signature could be linked to the electronic record to which it relates in such a manner that altering the record would invalidate the signature
d)
All the above
30.
What are the provisions with regard to time of dispatch of e-mail as per IT act?
a)
An email sent by the originator is deemed to have been dispatched at the time it enters the email server of the addressee.
b)
An email sent by the originator is deemed to have been dispatched at the time it is opened by the addressee.
c)
An email sent by the originator is deemed to have been dispatched at the time it is acknowledged by the addressee.
d)
An email sent by the originator is deemed to have been dispatched at the time when acknowledgment received back by sender.
31.
What are the rules with regard to place of dispatch as per IT act for electronic record ?
a)
An electronic record is deemed to be dispatched from the place where the sender or originator has his place of residence.
b)
An electronic record is deemed to be dispatched from the place where the sender or originator has his place of business.
c)
An electronic record is deemed to be dispatched from the place where the sender or originator has specified the place of dispatch.
d)
None of the above.
32.
What are the rules with regard to place of receipt as per IT act for electronic record?
a)
An electronic record is deemed to have been received at the place where the addressee has his place of business
b)
An electronic record is deemed to have been received at the place where the addressee has his place of residence
c)
Any place where addressee is located
d)
None of the above.
33.
What is the effect of amendment brought to Reserve Bank of India Act, 1934 on account of IT Act, 2000?
a)
Empowering the RBI to permit Maintenance of accounts of Banks in electronic form
b)
Empowering the RBI to introduce EFT infrastructure in our countryfacilitating Electronic Funds Transfer between banks and Financial Institutions.
c)
Empowering the RBI to permit Banks and Financial Institutions to treat e-mails as binding
d)
Empowering the RBI to permit Banks and Financial Institutions to publish yearly results electronically
34.
RBI has permitted credit of NEFT transactions to NRE Accounts, subject to remitting Bank confirming genuineness of remittance. Can foreign currency be remitted by using NEFT?
a)
Foreign currency can be remitted by NEFT
b)
Only NRIs can remit foreign currency by NEFT
c)
Foreign currency cannot be remitted using NEFT
d)
Only US Dollars can be remitted
35.
RTGS has a fully secured system with digital signatures and Public Key Infrastructure (PKI) based encryption for safe and secure message transmission. The present generation of RTGS, which is called as NG-RTGS follows which type of message scheme?
a)
ISO 20022 - Universal financial industry message scheme
b)
ISO 9001 - Universal financial industry message scheme
c)
ISO 27001- Universal financial industry message scheme
d)
ISO 14001 - Universal financial industry message scheme
36.
REAL TIME GROSS SETTLEMENT (RTGS) is an electronic funds transfer mechanism where transfer of money takes place from one bank to another on a “REAL TIME" and on “GROSS" basis. What does "REAL TIME" mean in RTGS?
a)
Transactions are settled in batches
b)
Settled on one to one basis
c)
Electronic fund transfer not subjected to any waiting time
d)
Transfer of funds within banks branches
37.
The IFSC is a unique identifier of a Bank and the Branch for transfer of funds in REAL TIME GROSS SETTLEMENT (RTGS) and NATIONAL ELECTRONIC FUND TRANSFER (NEFT). What is IFS Code in context of REAL TIME GROSS SETTLEMENT (RTGS)/NATIONAL ELECTRONIC FUND TRANSFER (NEFT)?
a)
International Financial Services Commission
b)
Indian Financial Sector Code
c)
Indian Financial System Code
d)
Indian Fiscal Segment Code
38.
For interbank transfers in REAL TIME GROSS SETTLEMENT (RTGS) P09: Interbank remittance is used. What is the minimum and maximum amount of P09 transactions in REAL TIME GROSS SETTLEMENT (RTGS) ?
a)
Minimum Rs 2 Lac and no Maximum
b)
Minimum Rs 2 Lac and maximum Rs 100 Crore
c)
No Minimum and no Maximum
d)
Minimum Rs 1 Lac and maximum Rs 100 Crore
39.
REAL TIME GROSS SETTLEMENT (RTGS) is an electronic funds transfer mechanism where transfer of money takes place from one bank to another on a “REAL TIME" and on “GROSS" basis. What does "Gross" mean in RTGS?
a)
Transactions are settled in batches
b)
Funds transfer instructions occurs individually
c)
Electronic fund transfer not subjected to any waiting time
d)
Transfer of funds within banks branches
40.
RBI introduced National Electronic Funds Transfer (NEFT) system for low value funds transfer where the transactions are settled in batches. How many settlement batches takes place on a day for NATIONAL ELECTRONIC FUND TRANSFER (NEFT) transactions?
a)
Eighteen
b)
Twent Three
c)
Twelve
d)
Eight
41.
A 16-character UTRN is generated on successful completion of NATIONAL ELECTRONIC FUND TRANSFER (NEFT) transactions. What is UTR in context of NATIONAL ELECTRONIC FUND TRANSFER (NEFT)?
a)
Unicode Technical Report
b)
Universal Transaction Record
c)
Unique Transaction Record
d)
Unique Transaction Reference
42.
The NEFT system also facilitates one-way cross-border transfer of funds. Which of the statements is correct in this regard?
a)
Remittances can be sent to any country using NATIONAL ELECTRONIC FUND TRANSFER (NEFT)
b)
Remittances can be sent to any country, but with a limit of Rs. 2 lacs per month
c)
Remittances can be sent to any country, but within the LRS limit of $ 2.50 per year
d)
Remittances can be sent to Nepal only
43.
Which one of the following is not a SBI Buddy Merchant app features?
a)
Instant cashless receipts using Mobile number
b)
Instant cashless receipts using QR code
c)
Transfer of funds to linked Bank account
d)
Create Approver for fund collection
44.
After downloading SBI Buddy Merchant and selectining a language, which of the following option a merchant can use to signup and register on the app?
a)
UPI Id
b)
CIF
c)
CINB
d)
Aadhar
45.
Mr. Virat wanted to return the shoes whch he baught from IPL shoe company for improper fit. ILP shoe company owner Mr Rohit received the payment on SBI Buddy Merchant app. Using which of the following Mr Rohit can initiate refund to Mr Virat on the app?
a)
Transaction ID
b)
Reference no.
c)
Name of the customer
d)
Account number
46.
Mr. Akram owns a commercial vehicle and has interstate licence . As he wants to reduce his waiting time at Toll Plazas, he approached SBI for issue of FASTag. Which of the following is not an incentive for the Bank to promote FASTag to commercial vehicle owners?
a)
Value added service to existing customers
b)
Value added servie to attract new customers
c)
Float funds for the Bank and scope for other income
d)
Regualr monthly EMI payment for the Commercial vehicle loan
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