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WorksheetsPre - test Legal Awareness Training
Total questions: 10
Worksheet time: 6mins
What is the garnishee proceeding?
i. Process initiate by Judgment Creditor against the Judgment Debtor
ii. Judicial process of execution or enforcement of monetary judgment
iii. Appeal Proceeding by the Judgment Debtor on the decision by the court
iv. Defence process by Garnishee against the show cause order
i & iv
i & ii
i, iii & iv
ii, iii & iv
Who are the parties involved in the garnishee proceeding?
i. Regulator
ii. Judgment Debtor & Judgment Creditor
iii. Garnishee (Third Party)
iv. Appellant & Respondent
i & iii
ii & iii
iii & iv
All of the above
Is it compulsory to attend the court to show cause on the hearing date?
A. Compulsory
B. Depend on cases
C. Not compulsory
D. Depend on instruction
Who shall be the representative from the Bank?
A. BM/ABM of nearest branch to the court
B. BM/ABM from homebranch
C. Officer from legal department
D. Officer from MCRC
What are the consequences of NOT adhering to the court order (fail to attend the court to show cause)?
i. Contempt of court
ii. Bank to pay the earmark amount
iii. The Judgment Creditor may execute the Absolute Order by winding up the Bank
iv. The Regulator may file a summon against the Bank
i & iv
i, ii & iii
i & ii
i, ii, iii & iv
Which of the matters listed below that the Bank’s representative need to inform the court on the hearing date?
i. Available balance in the account
ii. Requirement of minimum balance of RM 10.00 in the account
iii. Cost to transfer the money (IBG cost)
iv. Request cost to attend court
i & iv
i, ii & iii
i & ii
i, ii, iii & iv
What need to bring to the court?
A copy of Garnishee Order to Show Cause
A copy of NRIC of our customer
A copy of statement of account of customer as at date received order
A copy of statement of account of the Bank’s representative
In one selected case, the judgment amount stated in garnishee order to show cause is RM 150,000.00. Instruction has been issued by Legal Department and Operation Support Department to branch to earmark the judgment amount/available amount in the account. The available amount in the account is RM 20,000.
Please indentify which amount that the Bank’s representative need to tell the court on the hearing day:-
RM 20,000.00
RM 150,000.00
RM 130,000.00
RM 150,000 + RM 20,000.00
After received the garnishee order to show cause and pending the absolute order, can we deduct the customer’s monthly financing repayment to the financing account?
Yes, we may uplift the earmark, deduct the payment and put the earmark back
Yes but after the absolute order is received
Not at all
No, we must wait for the hearing day first
Upon receipt of Absolute Order and payment is made, can we uplift the earmark?
We may do it immediately
To uplift after receive an instruction from Legal Department
The earmark must be maintain at all time
Yes, but after 6 years
