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Worksheets

Budgeting

Total questions: 13

Worksheet time: 13mins

Name
Class
Date
1.
Budgeting is crucial to your financial success.
a)
True
b)
False
2.

If an expense can NOT be removed from your budget to save money, it is considered a _____.

a)

Income

b)

Want

c)

Need

d)

Savings

3.
Examples of Fixed Expenses include:
a)
Mortgage, loans, rent
b)
Cable, entertainment, food
c)
Gas, food, phone
d)
Clothing, gas, food
4.

Fixed or variable expense: Groceries

a)

Fixed

b)

Variable

5.
Utilities
a)
Fixed Expenses
b)
Variable Expenses
6.

A financial plan is called a

a)

budget

b)

tax

c)

allowance

d)

income

7.

If an expense can be cut from your budget to save money, it is considered a ______.

a)

want

b)

need

c)

income

d)

savings

8.

A 9th grader makes and sells earrings as a way to earn extra money. The money she gets is considered _______.

a)

income

b)

needs

c)

outflow

d)

wants

9.

Of all the choices, which one should you budget for first?

a)

Groceries

b)

Entertainment

c)

Cell Phone Bill

d)

New Car

10.

NSF stands for

a)

non satisfactory financing

b)

not saving fully

c)

non sufficient funds

d)

non surplus funds

11.

Assets - Liabilities =

a)

Net Worth

b)

Share

c)

insolvent

d)

personal inventory

12.

What is the first rule of financial literacy?

a)

Spend your money - you earned it.

b)

Always put your money in a safe place.

c)

Never lend money to friends.

d)

Pay yourself first.

13.

Which of the following are reasons to create a budget? You may select more than one response.

a)

Plan for a financial goal.

b)

Be able to spend all your money.

c)

Help pay off debt.